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Colorado commercial lease bonds.
From $100.

A commercial lease guarantee bond backs a tenant’s obligations under a lease — rent, repairs, lease terms — so a landlord accepts it in place of a large cash deposit. This is a private, contractual bond, not a Colorado statutory requirement; the landlord and lease set the amount, and the premium is 2% of the bond amount, $100 minimum.

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Contractual, not statutory — required by a landlord, not by a Colorado statute
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Lets a tenant skip a large cash security deposit and pay the bond premium instead
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2% of the bond amount, $100 minimum — enter the amount your lease requires and see your exact price at the application
2% rateof the bond amount$100minimum premiumSoft pullnever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Enter your amount, consent to a soft credit pull, and pay — then deliver the executed bond to your landlord. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your lease requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Lease guarantee bonds get an underwriting review. If anything is needed you hear from an underwriter within 48 hours; the soft pull never affects your score.

AFTER REVIEW

Deliver to your landlord

Submit the executed bond to the landlord that required it. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the lease guarantee bond actually covers

A commercial lease guarantee bond is a three-party arrangement: the tenant is the principal, the landlord is the obligee, and the surety stands behind the tenant. It guarantees the tenant will meet the lease obligations — typically rent, property maintenance, and the other terms of the lease — up to the bond amount.

It is a private, contractual bond. Unlike a license or statutory bond, no Colorado statute requires it — a landlord asks for it as an alternative to a large cash security deposit, often where the landlord is funding tenant improvements and wants its rent stream secured. We won't imply a legal mandate here, because there isn't one.

If the tenant defaults, the landlord can claim against the bond for the amount needed to cure the default, up to the bond limit — and the tenant must reimburse the surety for anything paid. The amount is whatever the landlord and lease name; enter it, and the premium is 2% of that amount, $100 minimum, confirmed with a quick soft credit check that affects approval, not price.

Contractual — no Colorado statute requires itA commercial lease guarantee bond is a private surety required by a landlord (the obligee), not by a Colorado statute. It backs the tenant's lease obligations in place of a cash security deposit, with the amount set by the landlord and the lease. Confirm the required amount and obligee in your lease, and we'll issue the bond to match.

You need this bond if you are

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A commercial tenant whose landlord requires a lease guarantee in place of a cash deposit
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Negotiating a new lease where the landlord is funding tenant improvements
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Preserving working capital instead of locking up cash in a large security deposit
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Renewing or expanding a lease whose guarantee requirement carries into the new term

One application, one soft pull.

Submit the application with the bond amount your lease requires — lease guarantee bonds get a quick underwriting review, then issue ready to deliver to your landlord.

Start the application →
FAQ

Common questions.

Does Colorado require a commercial lease bond?No. This is a private, contractual bond required by a landlord, not by any Colorado statute. A landlord asks for it as an alternative to a large cash security deposit — we won’t imply a legal mandate, because there isn’t one.
How much is it?The premium is 2% of the bond amount, with a $100 minimum. The bond amount is whatever your landlord and lease require — there is no statutory figure — so enter that, and your exact price appears at the application.
What does the bond guarantee?The tenant's obligations under the lease — typically rent, maintenance, and the lease terms — up to the bond amount. If the tenant defaults, the landlord claims against the bond, and the tenant reimburses the surety for anything paid.
Is there a credit check?Yes — a quick soft credit check may apply as part of underwriting. It's never a hard inquiry and won't affect your score; it factors into approval, not your price, which is set by the bond amount.
Why use a bond instead of a cash deposit?A bond lets you pay a bond premium instead of tying up the full deposit amount in cash, freeing working capital — while still giving the landlord the security it wants. The landlord has to accept a bond in place of the deposit, so confirm that in your lease.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Lease guarantee bond, issued this week.

Pricing from $100. Enter the amount your lease requires and deliver it to your landlord.

Your premiumfrom $100
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