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Colorado manufactured home down payment bonds.
$1,000 flat.
Colorado requires a registered manufactured-home dealer to post a $50,000 bond with the Division of Housing to protect the down payments buyers put on a home. Ours is $1,000 flat — set by our carrier’s rate book for this bond, identical for every dealer. A quick soft credit check may apply, never a hard inquiry; the bond is issued when you pay.
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Three steps to registered.
Your dealer registration is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, your county, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Division of Housing
Pay online and receive the executed $50,000 bond, payable to the Attorney General, ready to file with your manufactured-home dealer registration. Wet-ink originals mailed whenever the Division insists.
What it is and who needs it.
What the bond actually guarantees
Colorado registers manufactured-home dealers through the Division of Housing (Department of Local Affairs), and conditions registration on a $50,000 surety bond under C.R.S. 24-32-3324. It is a down-payment-protection guarantee: it stands behind the money buyers hand a dealer before a sale closes.
Specifically, the bond guarantees the dealer refunds home-sale down payments as agreed and does not engage in the conduct described in C.R.S. 24-32-3326, and that the dealer pays reasonable per-diem living expenses where the statute requires. The bond is made payable to the Colorado Attorney General for the benefit of harmed buyers.
It is not insurance for you. If the surety pays a claim, you repay the surety. Dealers who deliver as promised and refund deposits when owed treat the bond as a registration formality — the term runs annually and can be continued year to year with a continuation certificate filed with the Division of Housing.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Colorado bonds.
The Division of Housing is waiting on one document.
$1,000 flat, short application, bond issued when you pay. Free until issued.