Colorado hearing aid provider bonds.
$100 flat.

Colorado requires a registered hearing aid provider to maintain a $10,000 bond (or a $1M liability policy) with the Division of Professions and Occupations. Ours is $100 flat — set by our carrier’s rate book for this bond, the same for everyone. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register as a CO hearing aid provider — through the Division of Professions and Occupations

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Fixed price, fixed amount — $10,000 bond, $100, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Provider registration bonds are among the simplest in surety. Here’s the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That’s the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Division

Your executed $10,000 bond arrives by email, ready to file with your hearing aid provider registration or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Colorado registers hearing aid providers — the people who fit and dispense hearing aids — through the Division of Professions and Occupations (Department of Regulatory Agencies), under Title 12, Article 5.5. A provider must maintain a $10,000 surety bond (or, alternatively, a $1,000,000 liability insurance policy) as a condition of practice.

The bond is a consumer-protection guarantee: it lets clients recover damages if a provider fails to comply with state law or engages in fraudulent conduct in selling or fitting hearing aids — a meaningful backstop for buyers who depend on the device and have paid for it.

It is not insurance for you. If the surety pays a claim, you repay the surety. The bond must stay active for as long as you’re registered, so we track it and notify you 60 and 30 days out to keep your $10,000 filing continuous.

C.R.S. Title 12, Article 5.5 (Hearing Aid Providers)Colorado registers hearing aid providers through the Division of Professions and Occupations (DORA) under Title 12, Article 5.5, and requires a $10,000 surety bond — or, alternatively, a $1,000,000 liability insurance policy — as a condition of practice. The bond lets clients recover for a provider’s failure to comply with state law or fraudulent conduct. Confirm the current citation/amount on your registration packet.

You need this bond if you are

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Registering as a CO hearing aid provider — the bond is filed with your registration

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Renewing your registration and your bond is expiring or your surety non-renewed

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A hearing-aid dispensing business choosing the $10,000 bond over a $1M liability policy

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New to Colorado and registering to fit and sell hearing aids here

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn’t have one.

Start the application →

FAQ

Common questions.

How much is the Colorado hearing aid provider bond?The premium is $100 — set by our carrier’s rate book for the fixed $10,000 bond amount, the same for every provider. The $10,000 is set by the state, so there is no quote process.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety’s maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Can I use insurance instead?Colorado lets a hearing aid provider satisfy the requirement with either a $10,000 surety bond or a $1,000,000 liability insurance policy. The bond is usually far cheaper for this purpose — $100 a year versus carrying a million-dollar policy for it.

Is there a credit check?The application collects no credit information for this bond — there is no credit section at all. Small fixed-amount registration bonds like this one don’t need one.

When does it renew?The bond must stay active while you’re registered. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Colorado bonds.

Finish your provider registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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