AZ certificate of title bonds.
From $100. Enter your amount.

When you can't prove ownership of a vehicle, Arizona lets you get a bonded title — file a surety bond under A.R.S. 28-2058 and the Motor Vehicle Division issues the title. Premiums start from $100, and the amount is one and a half times the vehicle's value; your exact price appears at the application.

For owners with missing, lost, or defective proof of ownership under A.R.S. 28-2058
Amount is one and a half times the vehicle's value as determined by the MVD
0.9% of the bond amount, $100 minimum — your exact price appears at the application
0.9%of the bond amount, $100 minNo credit reviewnot even a soft pullFastoften issued same day
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No long underwriting queue for the standard title bond — apply, see your price, pay, and take the executed bond to the MVD. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (1.5x the vehicle's value) — that is the entire application. No credit information is collected on this form.

INSTANTLY, USUALLY

Issued on the spot

Most applications approve instantly and the executed bond generates as soon as you pay. If a check ever runs, it is a soft pull that never affects your credit score; larger amounts may get a quick review.

SAME DAY

File with the MVD

Take the executed bond, your vehicle inspection, and the bonded title application to the MVD to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arizona lets you establish ownership with a bonded title under A.R.S. 28-2058. You post a surety bond, the Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle's value as determined by the MVD. The MVD also requires a Level III vehicle inspection and a bonded-title application affidavit certifying that you own the vehicle and explaining why you need a bonded title.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond stays in effect until three years after the vehicle is no longer registered in Arizona, after which a clean title can issue.

A.R.S. 28-2058 (Motor Vehicle Division)Arizona allows an owner with insufficient proof of ownership to obtain a certificate of title by filing a surety bond under A.R.S. 28-2058 (with related provisions in A.R.S. 28-2056 and 28-2057). The bond amount is one and a half times the vehicle's value as determined by the Motor Vehicle Division, requires a vehicle inspection, and remains in effect until three years after the vehicle is no longer registered in Arizona.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the MVD won't accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot for most applicants.

Submit the application with your bond amount (1.5x the vehicle's value) — most title bonds generate instantly, ready to take to the MVD.

Start the application →
FAQ

Common questions.

How much is the Arizona title bond?Premiums are priced at 0.9% of the bond amount, $100 minimum. The bond amount is set at one and a half times the vehicle's value, so a smaller-value vehicle lands closer to the $100 minimum, and the premium scales up from there. Your exact price appears at the application.
How do I figure out the bond amount?It's one and a half times the vehicle's value as determined by the Motor Vehicle Division. The MVD also requires a Level III vehicle inspection and a bonded-title application affidavit before issuing the title.
Is there a credit check?The application collects no credit information, and most applicants approve instantly. If a check ever runs — more likely on larger bond amounts — it's a soft pull that never affects your credit score; your premium is priced at 0.9% of the bond amount, $100 minimum, regardless.
What does the bond protect against?It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last?An Arizona title bond stays in effect until three years after the vehicle is no longer registered in Arizona. If no valid claim is made, a clean (non-bonded) certificate of title can issue.
Related bonds

Other Arizona bonds.

Bonded title, issued today.

Premiums from $100. Enter your amount and take it to the MVD the same day.

Your premiumfrom $100
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