AL right of redemption bonds.
From $100. Enter your amount.
Alabama gives certain parties a statutory right of redemption after a foreclosure sale under Code of Ala. § 6-5-248 et seq. A right of redemption bond is usually posted so a lender will finance a property that is still inside the redemption window. The price is 1% of the bond amount, $100 minimum — set by the amount you enter, with one soft credit pull for approval — and your exact price appears at the application.
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Apply to issued, fast.
Here's the whole process — no broker phone tag, just one application and a soft credit pull:
Apply once, online
Your details, the bond amount you were asked for, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Reviewed & approved
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Deliver to your lender or counsel
Pay online and receive the executed bond, ready to hand to whoever required it. Wet-ink originals mailed whenever they insist on them.
What it is and who needs it.
What the redemption bond actually covers
Under Code of Ala. § 6-5-248 and the surrounding article, a list of parties — the former owner, certain junior lienholders, and others — may redeem real estate after a foreclosure sale by paying the purchase price plus allowable charges. The window is generally 180 days for a homestead-exempt residence and one year for other property.
That redemption right is a problem for anyone buying or lending on the property in the meantime: a lender is reluctant to write a mortgage that a prior owner could later unwind. A right of redemption bond solves it — it guarantees the lender will be made whole if the property is redeemed during the statutory period.
The bond runs to the protected party (typically the lender) and pays if a redemption defeats their interest. It is not insurance for you — if the surety pays, you repay the surety. Because the figure is set by your lender, title company, or counsel rather than by statute, enter whatever amount they named and we issue it — premiums are 1% of the bond amount, $100 minimum.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Alabama bonds.
Close the deal the lender is waiting on.
1% of the bond amount, $100 minimum, short application, soft pull only. Free until issued.