Wisconsin manufactured home dealer bonds.
$500 flat.

Wisconsin licenses manufactured home dealers through DSPS, and conditions the license on a surety bond (or net worth) under Wis. Stat. 101.951 and SPS 305.323. This is the $50,000 tier — the standard non-broker dealer level. Ours is $500 flat, issued instantly.

✓

Required for your WI manufactured home dealer license — filed with DSPS on form SBD-10679

✓

Fixed price, fixed amount — $50,000 bond, $500, no quote process

✓

A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $500 either way

A-ratedA.M. Best carriersInstantissued the moment you paySoft pullnever affects your score

Trusted by industry leaders

How it works

Three steps to licensed.

Your DSPS dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DSPS

Pay online and receive the executed bond (form SBD-10679), ready to file with your manufactured home dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Wisconsin requires a license to sell two or more manufactured homes in a calendar year, issued by the Department of Safety and Professional Services (DSPS) under Wis. Stat. 101.951. A dealer must show financial responsibility — a minimum net worth or a surety bond — sized in SPS 305.323, and the bond is filed on form SBD-10679.

This $50,000 tier is the standard non-broker dealer level under Table 305.323-1. The bond is a consumer-protection guarantee: it stands behind clear title and your compliance with the manufactured-home dealer laws, including the warranty and disclosure duties in Wis. Stat. 101.953.

It is not insurance for you. If the surety pays a valid claim, you repay the surety. Confirm which tier matches your volume on your DSPS application — if you are a broker handling up to 50 homes a year the $25,000 tier applies, and a non-broker dealer selling 51 or more homes a year posts $100,000. We issue any tier at its own flat price.

Wis. Stat. 101.951 / SPS 305.323 (form SBD-10679)Wis. Stat. 101.951 requires a manufactured home dealer license (for selling two or more homes a year) from DSPS, conditioned on a minimum net worth or surety bond sized under Wis. Admin. Code SPS 305.323 and filed on form SBD-10679. The $50,000 figure is the standard non-broker dealer tier; verify which tier applies on your DSPS application.

You need this bond if you're

✓

Applying for a WI manufactured home dealer license at the $50,000 non-broker tier

✓

A retail manufactured-home dealer whose required security is set at $50,000 under SPS 305.323

✓

Selling two or more homes a year at the standard dealer bond tier

✓

Renewing a dealer license whose prior bond is expiring or was non-renewed

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the $50,000 manufactured home dealer bond?The premium is $500 flat — the price you see is the checkout price, the same for every dealer at this tier. A quick soft credit check may affect approval, never the price.

Which tier do I need — $25,000, $50,000, or $100,000?It depends on your role and volume under SPS 305.323. The $50,000 figure is the non-broker dealer tier for a new dealer or one selling up to 50 homes a year (Table 305.323-1); a non-broker dealer at 51 or more posts $100,000, while brokers post $25,000 up to 50 homes a year and $50,000 at 51 or more (Table 305.323-2). Confirm the amount on your DSPS application — we issue any tier at its own flat price.

Can I post net worth instead of a bond?Yes — Wis. Stat. 101.951 and SPS 305.323 let a dealer show a minimum net worth or post a surety bond. Many dealers choose the bond because it costs a flat $500 premium instead of tying up the capital.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price; the price is $500 either way.

When does it renew?The bond must stay active while you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Same family

Other Wisconsin motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Wisconsin. Each has its own statute and bond amount.

Related bonds

Other Wisconsin bonds.

The DSPS dealer license is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Start application

Your price$500

Apply now →