Wisconsin IRP installment bonds.
From $100.

Wisconsin lets an IRP (apportioned registration) carrier pay its annual Wisconsin registration fees on an installment plan — but the Department of Transportation requires a payment guarantee. We issue the bond amount the DOT sets from $100, with pricing at 2% of the bond amount, $100 minimum, and a quick soft credit check that never affects your score.

✓

Required to pay your IRP fees in installments — the DOT wants a guarantee for the unpaid balance

✓

Amount is set by the DOT for your account — tied to the fees you defer

✓

A quick soft credit check may apply — never a hard inquiry, no impact on your score, pricing is 2% of the bond amount, $100 minimum

From $100exact price at applicationSoft pullnever a hard inquiryFastunderwriting for most

Trusted by industry leaders

How it works

Three steps to filed.

Your installment plan is waiting on this guarantee. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, the bond amount the DOT required, and the effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DOT

Pay online and receive the executed bond, ready to file with your IRP installment agreement. The surety seal must be raised or applied as a sticker — ours meets the DOT requirement.

About this bond

What it is and who needs it.

What the IRP installment bond covers

Under the International Registration Plan (IRP), an interstate motor carrier registers fleet vehicles through one base jurisdiction, and the registration fees are apportioned among the states where it operates. Wisconsin, through the Department of Transportation, lets a registrant pay the Wisconsin portion in quarterly installments instead of all at once.

Because the carrier is deferring fees it still owes, the DOT requires a payment guarantee. The bond stands behind the unpaid installment balance — if the carrier defaults on the installment plan, the DOT can recover the owed registration fees against the bond.

The DOT sizes the bond to the fees being deferred, so the amount varies by account. The department also requires the surety seal to be a raised imprint or a surety sticker. Enter the amount the DOT named — pricing is 2% of the bond amount, with a $100 minimum, confirmed via a quick soft pull.

Wisconsin DOT — IRP installment payment planThe Wisconsin Department of Transportation allows IRP (apportioned registration) registrants to pay the Wisconsin portion of their annual fees on a quarterly installment plan, and requires a payment guarantee — a surety bond — for the deferred balance. The bond amount is set by the DOT for the account, and the surety seal must be a raised imprint or surety sticker. Confirm the required amount on your DOT installment paperwork.

You need this bond if you are

✓

An IRP-registered motor carrier paying Wisconsin apportioned fees on an installment plan

✓

A trucking fleet deferring registration fees the DOT requires you to guarantee

✓

A new apportioned registrant the DOT wants bonded before approving installments

✓

Renewing an installment plan whose prior guarantee is expiring

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a quick soft credit check that never affects your score. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Wisconsin IRP installment bond?Pricing is 2% of the bond amount, with a $100 minimum. The DOT sets the bond amount based on the registration fees you are deferring — enter that figure and your exact price appears at the application.

Why does the DOT require it?Because you are paying your apportioned registration fees in installments rather than upfront, the DOT wants a guarantee for the unpaid balance. The bond lets the state recover the deferred fees if you default on the installment plan.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. Pricing is 2% of the bond amount, with a $100 minimum, regardless of credit tier.

Does the bond need a raised seal?The Wisconsin DOT requires the surety seal to be a raised imprint or applied as a surety sticker. Our executed bonds meet that requirement.

What amount should I enter?The amount the DOT named for your installment plan. It is tied to the fees you defer, so it varies by account. Send us your DOT paperwork and we will confirm it.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Wisconsin bonds.

IRP installment bond, issued today.

Pricing from $100, soft pull only. Enter the amount the DOT required and file the same day.

Start application

Your premiumfrom $100

Apply now →