WI dwelling contractor bonds.
From $100. Enter your amount.

Wisconsin's Dwelling Contractor certification requires proof of financial responsibility, and a surety bond is one accepted form. A full certification bond is at least $25,000; a restricted certification can be less. Pricing is 0.5% of your bond amount, with a $100 minimum, and your exact price appears at the application.

One form of financial responsibility for DSPS certification under Wis. Stat. § 101.654
At least $25,000 for full Dwelling Contractor certification; less for restricted
From $100 — enter your required bond amount and see your exact price at application
0.5% rate$100 minimumInstantapproval for mostNo SSNin the application
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard dwelling contractor bond — enter your amount, pay, and file with DSPS. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your certification requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most applicants see the executed bond generated as soon as they pay. Larger amounts may get a quick review.

SAME DAY

File with DSPS

Submit the executed bond as proof of financial responsibility with your Dwelling Contractor certification. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the dwelling contractor bond actually covers

Wisconsin requires anyone who contracts to build, or to repair or remodel, a one- or two-family dwelling to hold a Dwelling Contractor certification from the Department of Safety and Professional Services (DSPS). Part of that certification is proof of financial responsibility — and a surety bond is one of the accepted forms.

Under Wis. Stat. § 101.654, the bond provides security to any person who sustains a loss because the contractor failed to comply with the Uniform Dwelling Code or another applicable ordinance. A full certification calls for a bond of at least $25,000; a restricted certification can use a smaller amount.

The certification and bond are issued for a one-year period. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We issue whatever amount your certification requires, priced at 0.5% of the bond amount with a $100 minimum, and the application collects no credit information.

Wis. Stat. § 101.654 (DSPS)Wisconsin Statutes § 101.654 requires a dwelling contractor to maintain financial responsibility as a condition of DSPS certification. A surety bond is one accepted form; for a full Dwelling Contractor certification the bond is at least $25,000, and the bond provides security to any person who sustains a loss as a result of the contractor's failure to comply with the one- and two-family dwelling code or other applicable ordinance. Confirm the amount on your certification.

You need this bond if you are

Getting a Dwelling Contractor certification from DSPS to build or remodel 1–2 family homes
Holding a restricted certification that uses a bond amount under $25,000
Renewing your certification and proving financial responsibility for the new year
Choosing a bond over insurance as your proof of financial responsibility

One application, issued on the spot.

Submit the application with the bond amount your certification requires — the executed bond is generated instantly, ready to file with DSPS.

Start the application →
FAQ

Common questions.

How much is the Wisconsin dwelling contractor bond?Pricing is 0.5% of your bond amount, with a $100 minimum. A full Dwelling Contractor certification requires a bond of at least $25,000; a restricted certification can use less. Enter your amount at the application to see your exact price.
Do I have to use a bond?No — a surety bond is one accepted form of financial responsibility for the certification. DSPS also accepts other proof, but most contractors find a bond the cheapest path, since you pay a premium rather than tying up the full amount.
Is there a credit check?The application collects no credit information. Most applicants approve instantly; if a check ever runs on a larger bond amount, it's a soft pull that won't touch your score.
What does the bond protect against?It provides security to anyone who sustains a loss because you failed to comply with the Uniform Dwelling Code or another applicable ordinance. If a valid claim is paid, you repay the surety — it is not insurance for you.
How long does the bond last?The certification and the bond run for a one-year period, renewed with your DSPS certification. We send renewal notices 60 and 30 days out so your certification never lapses over a missed email.
Related bonds

Other Wisconsin bonds.

Dwelling contractor bond, issued today.

Pricing from $100. Enter your required amount and file with DSPS the same day.

Your premiumfrom $100
Apply now →