Not in Washington? Motor vehicle dealer bonds in other states

Washington motor vehicle dealer bonds.
$300 flat.

Also known as the Washington auto dealer bond or car dealer bond.

Washington requires every licensed motor vehicle dealer to file a $30,000 bond with the Department of Licensing for each business location. Ours is $300 flat — the checkout price, identical for every dealer. A soft credit pull may run as part of underwriting; it never affects your score, and e-signed delivery follows in 1–2 business days.

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Required for your WA dealer license — new applicants and renewals through the Department of Licensing
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Fixed amount, fixed price — $30,000 bond, $300, no quote theater
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A soft credit check may apply — never a hard inquiry, and the price stays $300 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DOL

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Washington licenses motor vehicle dealers through the Department of Licensing, and conditions the license on a $30,000 surety bond filed before the license issues. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Washington's dealer law and the taxes and fees you owe the state.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Washington together with harmed buyers (the protected parties). If a dealer commits fraud, fails to deliver clear title, or otherwise violates dealer law, a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. A dealer must maintain a bond for each business location, and if the bond is exhausted or canceled, the license is automatically canceled until a new bond is on file.

RCW 46.70.070RCW 46.70.070 requires a motor vehicle dealer to file a $30,000 surety bond with the Department of Licensing before a dealer license issues, naming the State of Washington as obligee for the benefit of harmed buyers and the state. Dealers maintain a bond for each business location; on exhaustion or cancellation of the bond the license is automatically canceled. Confirm your required amount on your application.

You need this bond if you're

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Applying for a WA dealer license — new, used, wholesale, or powersports
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Renewing your dealer license and your current bond is expiring or non-renewing
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Adding a business location that the Department of Licensing ties to its own bond filing
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Moving to Washington from another state and getting licensed here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $30,000?No. You pay $300 — the checkout price for this bond. The $30,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Washington Department of Licensing requires it as a condition of a motor vehicle dealer license, under RCW 46.70.070. No active bond, no license.
What does the bond guarantee?That you follow Washington dealer law, deliver clear title, handle customer funds properly, and pay the taxes and fees you owe the state. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $300 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Washington bonds.

The Department of Licensing is waiting on one document.

$300 flat, short application, bond issued when you pay. Free until issued.

Your price$300
Apply now →