VT public official bonds.
From $100. See your price at the application.

Vermont towns require many officers to give a bond conditioned on the faithful performance of their duties under 24 V.S.A. § 832 — treasurer, collector of taxes, and others who receive or disburse town funds. The selectboard sets the amount; premiums cost 0.35% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.

Required under 24 V.S.A. § 832 — the selectboard fixes the sum and approves the sureties
For the treasurer, collector of taxes, constable, and others who handle municipal money
From $100, soft pull only — your exact price appears at the application
From $1000.35% of the bond amount, $100 minimumSoft pullnever affects your scoreFastinstant underwriting for most
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Public official bonds are simple to issue. Enter your amount, consent to a soft pull, and file with the town. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the office you hold, the obligee (your town), the bond amount the board set, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY MINUTES

Approved

Most public official bonds clear quickly; the soft credit pull informs approval, and never affects your score — pricing is 0.35% of the bond amount, $100 minimum. Larger amounts may get a brief review.

SAME DAY

File with the town

Your executed bond and power of attorney arrive by email, ready to file with the selectboard or town clerk so you can take office. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the public official bond actually guarantees

A public official bond is a faithful-performance guarantee. Vermont towns hand certain officers control of public money — taxes collected, funds disbursed — and 24 V.S.A. § 832 conditions taking office on a bond (or, as the statute now allows, crime insurance coverage) that backs the honest, faithful performance of those duties.

It is a three-party arrangement: you (the principal), the surety carrier, and the town (the obligee), with taxpayers as the protected parties. If an officer misapplies or fails to account for town funds, the town can recover against the bond — and if the surety pays, the officer repays the surety. It is a public-trust backstop, not insurance for you.

There is no single statutory amount — the selectboard (or trustees, prudential committee, or other governing body) fixes a sufficient sum and approves the sureties, and can require an additional bond if it later judges the existing one insufficient. Enter the figure your board set; your premium is priced from a $100 minimum after a quick soft credit check that never affects your score.

24 V.S.A. § 832Under 24 V.S.A. § 832, before certain town officers enter upon their duties the selectboard shall require each to have crime insurance coverage or give a bond conditioned for the faithful performance of his or her duties, in sufficient sums and with sufficient sureties as prescribed and approved by the selectboard; the treasurer and collector also give a like bond to the town school district. Related provisions (e.g., 24 V.S.A. § 833) let the governing body require an additional bond when the existing one becomes insufficient. Confirm the required amount with your town.

You need this bond if you are

A town or city treasurer required to bond for the funds you receive and disburse
A collector of taxes giving a bond to the town and the town school district
A constable, clerk, or road commissioner the selectboard has voted to bond
Any officer or employee authorized to handle town funds that the board requires to bond

One application, issued instantly.

These are the actual underwriting fields, including the office you hold and a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.

Start the application →
FAQ

Common questions.

How much is the Vermont public official bond?Premiums cost 0.35% of the bond amount, with a $100 minimum. The amount itself is set by your selectboard (or trustees / prudential committee) under 24 V.S.A. § 832 — there is no single statutory figure. Enter the amount your board fixed and your exact price appears at the application.
Who decides how big the bond has to be?Your town. Under 24 V.S.A. § 832 the selectboard prescribes and approves a sufficient sum and sufficient sureties. If you are unsure of the figure, ask the selectboard or town clerk — and the board can require an additional bond later if it judges the existing one insufficient.
Is there a credit check?Yes — a quick soft credit check may apply, never a hard inquiry, with no impact on your score. Your premium itself is priced at 0.35% of the bond amount, with a $100 minimum.
What does the bond protect against?It guarantees the faithful performance of your duties — that you handle and account for town funds honestly. If you fail to and the town is harmed, the town can claim against the bond, and if the surety pays, you repay the surety. It is a public-trust backstop, not insurance for you.
My town mentioned crime insurance instead of a bond — what's the difference?24 V.S.A. § 832 now lets a town satisfy the requirement with either crime insurance coverage or a surety bond. Many towns still use the surety bond for individual officers. Ask your selectboard which they require; if it is the bond, this is the page for it.
Related bonds

Other Vermont bonds.

Take office without the bond holdup.

Premiums from $100, soft pull only. Enter the amount your board set and file with the town the same day.

Your premiumfrom $100
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