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Texas tenant lease bonds.
From $100.

A tenant lease bond is a private guarantee to your landlord — often used in place of a cash security deposit on a commercial or high-value residential lease. It is not a Texas legal requirement; the amount is whatever your landlord or lease names. Pricing is 2% of the bond amount, $100 minimum. A quick soft credit check may apply, never a hard inquiry.

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A deposit alternative — the landlord is the obligee, not a state agency
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Amount is whatever your lease or landlord requires — often tied to a few months’ rent
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From $100 — enter your required amount and your exact price appears at the application
2% of bond amount$100 minimumSoft pullnever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Apply to issued in one sitting.

No long underwriting queue for a standard lease bond — enter your amount, consent to a soft pull, and pay. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the bond amount your landlord asked for, and the effective date — that is the application, plus a one-time consent to a soft credit pull.

USUALLY SAME DAY

Reviewed & issued

Most lease bonds clear quickly; the soft pull never affects your score. Larger amounts may get a brief underwriter review within 48 hours.

SAME DAY

Deliver to your landlord

Submit the executed bond to your landlord or property manager in place of the cash deposit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the lease bond actually does

A tenant lease bond is a surety guarantee that you will meet your obligations under a lease — paying rent and leaving the property in good condition. The landlord is the obligee; if you default and the landlord is harmed, the landlord can claim against the bond, and the surety pursues you for repayment. It is not insurance for you.

Tenants often use it as a deposit alternative: instead of tying up a large cash security deposit, you pay a small premium and the surety stands behind the lease. It is common on commercial leases and high-value residential ones. This is a private, contractual arrangement — Texas law does not require a lease bond.

Because there is no statute, the amount is whatever your lease or landlord names — often a multiple of monthly rent. Enter that figure at the application and your exact price is quoted at 2% of the bond amount, $100 minimum — with a quick soft credit check that never affects your score.

Private contractual requirement — not a Texas statuteA tenant lease bond is not required by Texas statute. It is a private guarantee between a tenant (principal), a surety, and a landlord (obligee), most often used as an alternative to a cash security deposit. The bond amount and conditions are set by the lease or the landlord, not by any state agency — confirm the required amount with whoever is asking for the bond.

You need this bond if you are

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A commercial tenant whose lease lets you post a bond instead of a cash deposit
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A residential tenant on a high-value lease offering a surety alternative to the deposit
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Preserving working capital rather than tying up cash in a security deposit
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Asked by a landlord to guarantee the lease with a surety bond

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Enter the amount your landlord required and submit.

Start the application →
FAQ

Common questions.

Does Texas require a tenant lease bond?No. A lease bond is a private arrangement between you and your landlord — usually a deposit alternative — not a state requirement. The amount and terms come from your lease, not a statute.
How much is it?Pricing is 2% of the bond amount, $100 minimum. Because there is no statutory amount, you enter the figure your landlord or lease requires and your exact price is quoted at the application.
Is the premium refundable?No — like all surety premiums, it is earned when the bond is issued. It is the cost of the guarantee, not a deposit you get back. The advantage is that you are not tying up the full amount in cash.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not the fixed rate of 2% of the bond amount, $100 minimum. Larger amounts may get a brief underwriter review.
What does the bond protect?It protects your landlord against losses if you default on the lease — unpaid rent or damage beyond normal wear. If the surety pays the landlord, you repay the surety. It is a guarantee, not insurance for you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Texas bonds.

Lease bond, issued today.

Pricing at 2% of the bond amount, $100 minimum. Enter the amount your landlord required and deliver it the same day.

Your premiumfrom $100
Apply now →