Texas manufactured housing bonds.
$500 flat.

Texas licenses manufactured-housing retailers and brokers through the TDHCA Manufactured Housing Division, and the license requires $50,000 of security. Ours is $500 flat — the price you see is the checkout price, identical for everyone. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required for your TDHCA retailer or broker license — new applicants and renewals

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Fixed amount, fixed price — $50,000 bond, $500, no quote theater

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $500 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit check, run as a soft pull only.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the TDHCA

Pay online and receive the executed bond ready to file with your manufactured-housing license application or renewal. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas regulates manufactured-housing retailers and brokers through the TDHCA Manufactured Housing Division under Occupations Code Chapter 1201. A retailer sells homes to consumers; a broker arranges those sales. Either way, the license is conditioned on security, and the bond is a consumer-protection guarantee that you'll comply with Chapter 1201 and the Division's rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas with harmed consumers (the protected parties). If a retailer or broker violates the manufactured-housing statute or rules and a buyer is harmed, that buyer can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers and brokers who follow the rules treat the bond as a license formality, not a risk.

Tex. Occupations Code §1201.105–.106Texas Occupations Code §1201.105 requires a manufactured-housing license applicant or holder to file security with the TDHCA, and §1201.106 sets the amount at $50,000 for a retailer and $50,000 for a broker (an installer alone is $25,000; a manufacturer is $100,000). Confirm the figure on your TDHCA application.

You need this bond if you're

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Applying for a TDHCA license as a manufactured-housing retailer or broker

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Renewing your license and your current bond is expiring or non-renewing

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Opening a new sales location the Division ties to a bond filing

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Re-entering the trade after a lapse that reset your bond requirement

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 — the price set by our carrier's rate book for this bond. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.

Who requires this bond?The TDHCA Manufactured Housing Division requires it as a condition of a retailer or broker license under Occupations Code Chapter 1201. No active security, no license.

What's the difference between this and the installer combination bond?The amount is the same — $50,000. The retailer/broker bond covers selling and brokering homes; if you also do installation work, the same $50,000 figure applies (installer alone would be $25,000). Pick the page that matches the capacities on your TDHCA license, and send us your application if you are unsure.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 either way: credit can affect whether we approve the bond, never what it costs.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your TDHCA license to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Texas bonds.

The TDHCA is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

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Your price$500

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