Texas business opportunity seller bonds.
$250 flat.

A Texas seller who tells buyers they will earn a profit from a business opportunity must post a $25,000 bond with the Secretary of State. Ours is $250 flat — the price you see is the price you pay, identical for every seller. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required before representing that a buyer will earn a profit from a business opportunity, under Business & Commerce Code §51.101

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Fixed amount, fixed price — $25,000 bond, $250, no quote theater

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A soft credit check may apply — never a hard inquiry, and the price stays $250 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to registered.

Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Secretary of State

Pay online and receive the executed bond ready to file with your business opportunity seller registration. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas regulates the sale of business opportunities under Business & Commerce Code Chapter 51. Before a principal seller represents that a buyer will earn or is assured of earning a profit from a business opportunity, the seller must obtain a $25,000 surety bond (or establish a trust account) in favor of the state, and file a copy with the Secretary of State.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas together with harmed buyers (the protected parties). The bond stands behind your compliance with the business opportunity law and the terms of the contracts you sell.

It is not insurance for you — if a buyer is harmed by a violation and the surety pays a claim, you repay the surety. Sellers who disclose honestly and honor their contracts treat the bond as a registration formality, not a risk.

Business & Commerce Code §51.101Under Texas Business & Commerce Code §51.101, a principal seller of a business opportunity must obtain a surety bond of at least $25,000 in favor of the state before representing that a purchaser will earn or is assured of earning a profit; §51.054 then requires the seller to file a copy of that bond with the Secretary of State contemporaneously. A trust account or an irrevocable letter of credit is an accepted alternative under §51.101. Confirm the requirement applies to your offering.

You need this bond if you're

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Selling a business opportunity in Texas with profit or earnings representations to buyers

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Registering as a principal seller with the Texas Secretary of State

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Renewing your registration and your current bond is expiring or non-renewing

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Marketing a packaged business — vending routes, distributorships, work-from-home programs and similar

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 flat — the price set by our carrier for this bond. The $25,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.

Who requires this bond?Business & Commerce Code §51.101 requires the bond, and §51.054 requires a copy of it to be filed with the Texas Secretary of State. A principal seller must obtain at least a $25,000 bond and file that copy before representing that a buyer will earn a profit from the business opportunity.

Can I use a trust account instead?Yes — Chapter 51 lets a seller establish a trust account as an alternative to the bond. Most sellers choose the bond because you pay the $250 premium rather than tying up $25,000 in cash.

Is there a credit check?Yes — a quick soft credit check may apply, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $250 either way: credit can affect whether we approve the bond, never what it costs.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your registration to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Texas bonds.

The Secretary of State is waiting on one document.

$250 flat, short application, bond issued when you pay. Free until issued.

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Your price$250

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