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Tennessee defensive driving school bonds.
$100 flat.

A Tennessee defensive-driving / accident-prevention course provider must carry a continuous $7,500 bond approved by the Department of Safety. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for a TN defensive-driving course provider under the Department of Safety rules
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Continuous $7,500 bond — $100 flat, issued instantly
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Department of Safety

Your executed bond arrives by email, ready to file with your course-provider application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee approves defensive-driving and accident-prevention courses — the kind drivers take to dismiss a ticket or earn an insurance discount. The Department of Safety conditions approval of a course provider on a continuous surety bond.

The bond is a compliance-and-consumer guarantee: it stands behind the provider’s honest operation of the course and its handling of the fees students pay. It is a three-party arrangement among you (the principal), the surety, and the State of Tennessee (the obligee).

The rule sets the bond at $7,500, with the surety’s aggregate liability capped at that amount no matter how many breaches occur. If the surety pays a claim, you repay the surety — providers who run a clean program treat the bond as a license formality.

Tenn. Comp. R. & Regs. 1340-01-04-.05Tenn. Comp. R. & Regs. 1340-01-04-.05 requires each Tennessee defensive-driving / accident-prevention course provider to carry a continuous surety bond of $7,500 from a company approved by, and authorized to do business in, Tennessee, with the surety’s aggregate liability capped at $7,500. The rule is promulgated under T.C.A. §§ 4-5-202, 55-50-505, and 56-7-1107 and administered by the Department of Safety.

You need this bond if you're

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Applying to provide TN defensive-driving courses approved by the Department of Safety
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Renewing your course-provider approval and your current bond is expiring
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An accident-prevention course operator offering ticket-dismissal or insurance-discount courses
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An online course provider approved to serve Tennessee drivers

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.

Start the application →
FAQ

Common questions.

How much is the Tennessee defensive driving school bond?The premium is $100 flat — the price you see is the checkout price, the same for every provider regardless of the $7,500 bond amount.
Do I pay the $7,500?No. You pay $100. The $7,500 is the surety's aggregate maximum liability if valid claims are made — not a deposit, and nobody holds your money.
Who requires this bond?The Tennessee Department of Safety, under Tenn. Comp. R. & Regs. 1340-01-04-.05, as a condition of approving a defensive-driving / accident-prevention course provider.
Is there a credit check?The application collects no credit information. Most applications approve instantly.
When does it renew?The bond is continuous and must stay active for as long as you provide courses. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Course-provider approval, one document away.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
Apply now →