SD public official bonds.
From $100. Enter your penal sum.

South Dakota conditions many public offices on an official bond under SDCL chapter 3-5. The penal sum is set by the statute, ordinance, or governing body for your specific office — enter that amount. Pricing is set at 0.35% of the penal sum, with a $100 minimum; your exact price appears at the application. A quick soft credit check may apply, never a hard inquiry.

Required for many South Dakota public offices under SDCL chapter 3-5 (official bonds)
Penal sum is set for your specific office by statute, ordinance, or the governing body
Priced 0.35% of the penal sum, $100 minimum — your exact price is set at the application, soft credit check only
0.35% rate$100 minimumSoft pullnever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to issued in one sitting.

Enter your penal sum, consent to a soft pull, and we issue the bond. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the office and its penal sum, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.

SAME / NEXT DAY

File with your office

Pay online and receive the executed bond, ready to file with the body that approves and records your bond. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the official bond actually guarantees

South Dakota’s official bond statutes (SDCL chapter 3-5) set the framework for the surety bonds public officers post on entering office. The bond is a faithful-performance and honesty guarantee: it assures the public that the official will perform the duties of the office and account for any public funds entrusted to them.

It’s a three-party arrangement: the official (the principal), the surety carrier, and the public body the official serves (the obligee), with taxpayers protected. If the official fails to faithfully perform or misuses public money, the harmed party can recover against the bond up to the penal sum — and if the surety pays, the official repays the surety.

The penal sum is not one fixed number — it’s set for each office by the governing statute, ordinance, or board, and SDCL chapter 3-5 also addresses sureties, premiums on corporate surety bonds, and blanket versus individual bonds for officers and employees. Enter the amount required for your office; pricing is 0.35% of the penal sum, with a $100 minimum.

SDCL chapter 3-5 (Official Bonds)South Dakota Codified Law chapter 3-5 governs official bonds for public officers and employees, including provisions on sureties (3-5-4), premiums on corporate surety bonds, and blanket or individual bonds for state officers and employees. The penal sum for a given office is fixed by the governing statute, ordinance, or board rather than by a single uniform amount — confirm the required penal sum for your office.

You need this bond if you’re

An elected or appointed SD official whose office requires an official bond on entering
A county or municipal officer — treasurer, clerk, register of deeds, or similar
A board or district officer the governing body conditions on a faithful-performance bond
Unsure of your penal sum — confirm the amount with the body that records your bond, and we’ll issue it

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the penal sum your office requires and submit.

Start the application →
FAQ

Common questions.

How much is the South Dakota public official bond?Pricing is set at 0.35% of the penal sum, with a $100 minimum. The penal sum itself is set by the statute, ordinance, or governing body for your specific office, so enter that amount and your exact price appears at the application.
What penal sum should I enter?The amount fixed for your office. It varies by position and is set by the governing statute, ordinance, or board. If you’re not certain, the body that approves and records your bond can tell you the exact figure — send it to us and we’ll issue it.
Is there a credit check?A quick soft credit check may apply — it’s never a hard inquiry and it never affects your score. Pricing is 0.35% of the penal sum, with a $100 minimum — the soft pull informs approval, not price.
What does the bond protect against?It guarantees the official will faithfully perform the duties of the office and account for public funds. If the official fails and the public is harmed, recovery can be made against the bond up to the penal sum — and if the surety pays, the official repays the surety.
Can a blanket bond cover multiple officials?SDCL chapter 3-5 addresses both blanket and individual official bonds for state officers and employees. If your entity uses a blanket bond, send us the details and we’ll point you to the right structure.
Related bonds

Other South Dakota bonds.

Official bond, issued fast.

Pricing from $100. Enter your office’s penal sum and file the same or next day.

Your premiumfrom $100
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