The bond a South Carolina funeral provider files with the Department of Consumer Affairs to sell preneed funeral contracts, under S.C. Code Title 32, Chapter 7. The amount is tiered to the contracts you write, and premiums run 1% of your bond amount, $100 minimum; your exact price appears at the application.
















No underwriting queue for the standard preneed bond — enter your amount, pay, and file with Consumer Affairs. Here is the whole thing:
Your business details, the bond amount your contract tier requires, and the effective date — that is the entire application.
The application collects no credit information, and most applicants see the bond issue right after payment. Larger amounts may get a quick review.
Submit the executed bond with your preneed registration. Wet-ink originals mailed whenever the department insists on them.
South Carolina regulates preneed funeral contracts under S.C. Code Title 32, Chapter 7, administered by the Department of Consumer Affairs. A preneed provider takes money today for funeral goods and services delivered years later, so the state wants security standing behind those obligations.
A surety bond is one of the accepted forms of financial responsibility. It guarantees that you perform and observe all the agreements, covenants, and conditions of Chapter 7 — and any person covered under a preneed contract you sold can proceed against the bond if you default.
The required amount is tiered to the value of the preneed contracts you have written: commonly $15,000 for the first band of contracts, then $30,000, $45,000, and $75,000 as the dollar volume climbs. Confirm your tier on your Consumer Affairs application; whatever it is, premiums run 1% of that amount with a $100 minimum, and the application collects no credit information.
Submit the application with the bond amount your contract tier requires — the executed bond is generated instantly, ready to file with Consumer Affairs.
Start the application →Pricing from $100. Enter your tier and file with Consumer Affairs the same day.