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Oregon motor vehicle dealer bonds.
$400 flat.

Also known as the Oregon auto dealer bond or car dealer bond.

Oregon requires every applicant for a vehicle dealer certificate to file a $50,000 bond with DMV. Ours is $400 flat — issued instantly, the same price for every dealer. A quick soft credit check may apply; the bond is issued when you pay.

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Required for your OR vehicle dealer certificate — new applicants and renewals through DMV Business Licensing
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Fixed amount, fixed price — $50,000 bond, $400, no quote theater
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A quick soft credit check may apply — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your dealer certificate is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. A quick soft credit check may run — never a hard inquiry, no impact on your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DMV

Pay online and receive the executed bond (DMV form 735-370B) ready to file with your dealer certificate application. Wet-ink originals mailed whenever DMV insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon licenses vehicle dealers through the DMV Business Licensing Section, and conditions the certificate on a $50,000 surety bond under ORS 822.020. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with Oregon's vehicle code.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Oregon together with harmed buyers (the protected parties). Under ORS 822.030, if a dealer commits fraud, fails to deliver clear title, or otherwise violates the vehicle code, a person injured can bring an action against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

ORS 822.020 / 822.030 (DMV form 735-370B)Oregon vehicle dealers are certified by DMV under ORS 822.020, which conditions the certificate on a $50,000 bond (or letter of credit) executed to the State of Oregon and filed on DMV Surety Bond form 735-370B; ORS 822.030 governs the bond and the right of injured persons to bring action against it. A reduced $10,000 bond applies to certain special-vehicle dealers — verify the amount on your application or send it to us and we'll confirm.

You need this bond if you're

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Applying for an OR dealer certificate — new, used, wholesale, or powersports
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Renewing your dealer certificate and your current bond is expiring or non-renewing
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Adding a location or supplemental plate DMV ties to a bond filing
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Moving to Oregon from another state and getting certified here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $400 — our carrier's set price for this bond. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?Oregon DMV requires it as a condition of a vehicle dealer certificate under ORS 822.020. No active bond on file, no certificate.
What does the bond guarantee?That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow the Oregon vehicle code. Under ORS 822.030, a person harmed can bring an action against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply on this application — never a hard inquiry, and it never affects your score. It informs approval, not price: the price stays $400 either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay on file with DMV for your certificate to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Oregon motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Oregon. Each has its own statute and bond amount.

Related bonds

Other Oregon bonds.

DMV is waiting on one document.

$400 flat, short application, bond issued when you pay. Free until issued.

Your price$400
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