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Oregon landowner water well bonds.
$100 flat.

Before you drill, deepen, or decommission a well on your own land, Oregon's Water Resources Department wants a $10,000 bond on file — unless you hire a licensed well constructor. Ours is $100 flat, set by our carrier's rate book for this bond, with one soft credit pull that never touches your score.

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Required by the Water Resources Department before a landowner constructs their own well
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Fixed amount, fixed price — $10,000 bond, $100, no quote process
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Soft credit pull only — never affects your score, and the price stays $100 flat either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to your permit.

Your landowner well permit waits on this bond. Here's the whole process:

TODAY · ONLINE

Apply once, online

Business or property-owner details and an effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

SAME DAY

File with the Water Resources Department

Your executed bond arrives by email, ready to file with your landowner well construction permit application. Wet-ink originals mailed when the Department insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oregon lets a landowner construct, alter, convert, or abandon a water supply well on their own land without a Water Supply Well Constructor's license — but only with a landowner permit and a $10,000 bond on file first. The bond is a compliance guarantee that the work meets Oregon's well-construction standards.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oregon (the obligee). If your well work violates ORS 537.505 to 537.795 or the Water Resources Commission's construction rules and someone is harmed — including the state, by having to remediate — they can recover against the bond.

The bond covers each well for three years after the well report is filed. Only the owner of record, an immediate family member, or a non-well-drilling full-time employee may run the rig under a landowner permit. If the surety pays a claim, you repay the surety — so do the work to standard and the bond is a formality.

OAR 690-205-0155 / OAR 690-205-0175The Oregon Water Resources Commission requires a landowner permit and a $10,000 surety bond (or irrevocable letter of credit) before a landowner constructs, alters, converts, or abandons a water supply well, under OAR 690-205-0155 and 690-205-0175, conditioned on compliance with ORS 537.505 to 537.795. The $10,000 amount is set by rule; a $5,000 bond is referenced for certain smaller permits — confirm the figure on your permit application.

You need this bond if you're

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A landowner drilling your own well rather than hiring a licensed well constructor
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Deepening or altering an existing well on property you own
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Abandoning or decommissioning a well under a landowner permit
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A property owner with the equipment and an immediate-family or employee operator

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Oregon landowner's water well bond?The premium is $100 flat, set by our carrier's rate book for this bond — the same for every landowner. The $10,000 bond amount is set by rule, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made — it's not a deposit, and nobody holds your money.
Why does Oregon require this bond?Because a landowner constructing their own well isn't a licensed, bonded well constructor. The bond gives the Water Resources Department a financial backstop that the work meets ORS 537.505 to 537.795 and the Commission's construction standards.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $100 flat either way.
How long does the coverage last?The bond covers each well for three years after the well report is filed. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so nothing lapses by surprise.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Oregon bonds.

Your well permit waits on one document.

$100 flat, short application, bond issued when you pay. Free until issued.

Your price$100
Apply now →