Not in Oregon? Appraisal management company bonds in other states

Oregon appraisal management company bonds.
$250 flat.

Oregon requires every appraisal management company to file a fixed $25,000 surety bond to register or renew with the Appraiser Certification and Licensure Board — ours is $250 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register or renew an Oregon AMC with the Appraiser Certification and Licensure Board

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Fixed price, fixed amount — $25,000 bond, $250, no quote process

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Multi-year terms available — set it up once, leave it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Registration bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the ACLB

Your executed bond and power of attorney arrive by email, ready to file with your AMC registration or renewal at the Appraiser Certification and Licensure Board. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

An appraisal management company is the middle layer between lenders and the appraisers who value real estate. Oregon registers AMCs through the Appraiser Certification and Licensure Board and conditions that registration on a $25,000 surety bond — a financial backstop that the company will pay the appraisers it hires and run its appraisal management honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oregon (the obligee). The bond specifically covers amounts owed to appraisers who perform real estate appraisal activity for the company, and amounts adjudged against the company for negligent or improper appraisal management.

The bond must stay at the full $25,000 for the life of the registration. If it is cancelled or reduced below $25,000, the AMC must file a replacement or surrender its registration — so we track it and notify you 60 and 30 days out to keep your filing continuous.

ORS 674.210Oregon Revised Statutes 674.210 requires an applicant for issuance or renewal of an appraisal management company registration to file a $25,000 surety bond (or an irrevocable letter of credit) with the Appraiser Certification and Licensure Board. The bond covers amounts owing to appraisers who perform real estate appraisal activity for the company and amounts adjudged against the company for negligent or improper appraisal activity or appraisal management.

You need this bond if you're

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Registering an AMC in Oregon — the bond is filed with your ACLB registration

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Renewing your AMC registration and your bond is expiring or was non-renewed

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Replacing a cancelled bond to keep your registration from lapsing

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An out-of-state AMC registering to manage Oregon appraisal assignments

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.

Start the application →

FAQ

Common questions.

How much is the Oregon AMC bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every AMC. The $25,000 bond amount is set by ORS 674.210, so there is no quote process.

Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — typically by an unpaid appraiser — not a deposit, and nobody holds your money.

How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many companies finish the application and have the bond in the same sitting.

Is there a credit check?The application collects no credit information — there's no credit section in it. Most fixed-amount registration bonds like this approve instantly.

What happens if my bond is cancelled?Under ORS 674.210, if the bond is cancelled or drops below $25,000 you must file a replacement within the period the Board sets, or surrender your registration and stop operating. We send renewal notices 60 and 30 days out so it never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Oregon bonds.

Finish your AMC registration today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$250

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