OK wholesale dealer bonds.
$175 flat.

Oklahoma requires every licensed wholesale used motor vehicle dealer to file a $25,000 bond with the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission under 47 O.S. §583. Ours is $175 flat, set by our carrier for this bond, identical for every dealer. One soft credit pull may apply, e-signed in 1–2 business days.

Required for your OK wholesale dealer license — through OUMVDMHC under 47 O.S. §583
Fixed amount, fixed price — $25,000 bond, $175, no quote theater
Soft credit pull may apply — never affects your score, and the price you see is the checkout price
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your wholesale dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with OUMVDMHC

Pay online and receive the executed bond, approved as to form, ready to file with your wholesale dealer license application. Wet-ink originals mailed when the Commission insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Oklahoma licenses wholesale used motor vehicle dealers — dealers who sell only to other licensed dealers, not the public — through the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission (OUMVDMHC), and conditions the license on a $25,000 surety bond under 47 O.S. §583.

The bond is a protection guarantee standing behind clear title on the vehicles you move and your compliance with Oklahoma's motor vehicle sales laws. It is a three-party arrangement: you (the principal), the surety, and the Commission together with anyone harmed by a violation.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is approved as to form by the Attorney General and runs on the Commission's odd-year expiration cycle. Dealers who deliver clean title and keep good records treat it as a license formality.

47 O.S. §583 (OUMVDMHC wholesale dealer)Title 47, Oklahoma Statutes §583 conditions a wholesale used motor vehicle dealer license on a $25,000 surety bond filed with the Used Motor Vehicle, Dismantler, and Manufactured Housing Commission. Bonds are approved as to form by the Attorney General and expire December 31 of the odd-numbered year after issuance. Confirm the amount on your Commission application.

You need this bond if you're

Applying for an OK wholesale dealer license — selling to other licensed dealers
Renewing your wholesale license and your current bond is expiring or non-renewing
Adding a wholesale location the Commission ties to a bond filing
Moving a wholesale operation to Oklahoma and getting licensed here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $175, set by our carrier for this bond. The $25,000 is the surety's maximum liability to the Commission and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond?The Used Motor Vehicle, Dismantler, and Manufactured Housing Commission (OUMVDMHC) requires it as a condition of a wholesale used motor vehicle dealer license under 47 O.S. §583. No active bond, no license.
What does the bond guarantee?That you deliver clear title on the vehicles you move and follow Oklahoma dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A soft credit check may apply, which never affects your score — it's never a hard inquiry. It informs approval, not price: the $175 premium stays the same either way.
When does it renew?Commission bonds expire December 31 of the odd-numbered year after issuance. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other Oklahoma bonds.

OUMVDMHC is waiting on one document.

$175 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$175
Apply now →