OK public adjuster bonds.
$250 flat.
Oklahoma requires every public adjuster to file a fixed $25,000 bond with the Insurance Department under 36 O.S. § 6214 — ours is $250 flat; the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond and power of attorney arrive by email, ready to file with your Insurance Department license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Oklahoma wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Oklahoma (the obligee), with your clients as the protected parties. The bond is conditioned on the adjuster accounting to any insured for money or settlement received in connection with a claim — if an adjuster mishandles client funds or commits fraud, the harmed client can recover against the bond.
The bond must stay in force concurrently with your license. The surety can cancel only on 30 days' written notice to the Commissioner — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.
Start the application →Common questions.
Other Oklahoma bonds.
Finish your license checklist today.
$250 flat, no credit review, bond often issued in the same sitting. Free until issued.