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Oklahoma motor service club bonds.
$1,000 flat.
Oklahoma requires every motor service club — auto clubs selling roadside-assistance and travel memberships — to file a $100,000 surety bond with the Insurance Department before it can sell memberships. Ours is $1,000 flat, priced by our carrier's rate book for this bond, with a quick soft credit check that never affects your score.
Trusted by industry leaders
Three steps to licensed.
Your motor service club license is waiting on this bond. Here's the entire process:
Apply once, online
Business details, ownership information, effective date — plus a one-time consent to a soft credit pull. That is the application.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Insurance Department
Pay online and receive the executed $100,000 bond, ready to file with your motor service club license application. Wet-ink originals mailed on request.
What it is and who needs it.
What the motor service club bond guarantees
Oklahoma regulates motor service clubs — companies that sell memberships promising roadside assistance, towing, travel services, bail-bond reimbursement, and similar benefits — through the Insurance Department. Before a club can sell memberships in the state, it must post a $100,000 surety bond.
Under the motor service club provisions of Title 36 (§3101 et seq.), the bond secures the club's faithful performance of its statutory duties in the sale of memberships, its business obligations, and any fines or penalties it incurs for non-compliance. It protects members and the state, not the club.
The statute lets a club deposit $50,000 in approved cash or securities instead of the bond — but the surety bond is far cheaper, because you pay a $1,000 premium rather than tying up cash. It is a three-party guarantee: if the surety pays a claim, the club repays the surety.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Oklahoma bonds.
The Insurance Department is waiting on one document.
$1,000 flat, short application, bond issued when you pay. Free until issued.