OK home service contract bonds.
From $100. Enter your amount.

The bond a home service contract provider files with the Oklahoma Insurance Department to register and sell home service contracts. The Insurance Commissioner sets the amount as a condition of registration; pricing starts from $100, and the application collects no credit information.

Filed with the Oklahoma Insurance Department under the Home Service Contract Act (36 O.S. § 6751 et seq.)
Amount set by the Insurance Commissioner as a condition of registration
1% of the bond amount, $100 minimum — enter your required amount to see your price
1% rate$100 minimumNo SSNin the applicationFastinstant underwriting for most
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard provider bond — enter your amount, apply, and file with the Insurance Department. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Commissioner set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you complete the application. No credit information is collected; larger amounts may get a quick review.

SAME DAY

File with the Insurance Department

Submit the executed bond with your home service contract provider registration. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the provider bond guarantees

A home service contract is an agreement to repair or replace a home’s systems and appliances when they fail — sometimes called a home warranty. Oklahoma regulates the providers that sell them under the Home Service Contract Act in the Insurance Code, and conditions registration with the Oklahoma Insurance Department on financial security, which can include a surety bond.

The bond is a consumer-protection guarantee: it stands behind the provider’s obligations to honor the contracts it sells and comply with the Insurance Code. If a registered provider fails to perform and a contract holder is harmed, they can recover against the bond — and if the surety pays, you repay the surety.

The Insurance Commissioner sets the amount as a condition of registration. Confirm the figure on your registration paperwork; pricing starts from $100, and the application collects no credit information.

36 O.S. § 6751 et seq. (Home Service Contract Act)Oklahoma’s Home Service Contract Act (36 O.S. § 6751 et seq.) requires home service contract providers to register with the Oklahoma Insurance Department and to demonstrate financial security, which can include a surety bond in an amount set by the Insurance Commissioner. Confirm the exact amount required for your registration with the Department.

You need this bond if you are

A home warranty company registering to sell home service contracts in Oklahoma
An HVAC, appliance, or systems provider selling repair-or-replace service contracts
Registering with the Insurance Department and asked to post a surety bond as financial security
Renewing your provider registration and your current bond is expiring or non-renewing

Priced at the application.

Submit the application with the bond amount the Insurance Commissioner set — priced at 1% of that amount, with a $100 minimum, and most applicants are approved and issued instantly.

Start the application →
FAQ

Common questions.

How much is the Oklahoma home service contract provider bond?The price is 1% of the bond amount the Insurance Commissioner set as a condition of registration, with a $100 minimum — a $25,000 floor is common. Enter your figure at the application to see your exact price.
Who requires this bond?The Oklahoma Insurance Department, under the Home Service Contract Act, as part of the financial security a provider must show to register and sell home service contracts in Oklahoma.
Is there a credit check?The application collects no credit information — most applications approve instantly without one. If a review ever runs, it is a soft pull that never affects your credit score.
What does the bond protect against?It protects contract holders if the provider fails to honor the home service contracts it sold or violates the Insurance Code. If a valid claim is paid, you repay the surety — it is a guarantee, not insurance for you.
How do I know my exact bond amount?The Insurance Commissioner sets it as part of your registration. Check your registration paperwork or the Department’s requirements — if you are unsure, send us what you have and we’ll confirm before issuing.
Related bonds

Other Oklahoma bonds.

Provider bond, issued today.

Pricing from $100 — enter the amount the Commissioner set and see your exact price, then file with your registration.

Your premiumfrom $100
Apply now →