Ohio surplus line broker bonds.
$250 flat.

Ohio requires every licensed surplus line broker to file a $25,000 surety bond with the Department of Insurance. Ours is $250 flat — the price you see is the checkout price, the same for every broker. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your Ohio surplus line broker license — individual brokers, new and renewing

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Fixed amount, fixed price — $25,000 bond, $250, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with your Department of Insurance license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A surplus line broker places coverage with insurers not licensed in Ohio — the non-admitted market — for risks the standard market won't write. Ohio conditions that license on a $25,000 surety bond filed with the Department of Insurance.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Ohio (the obligee). The bond guarantees your full and faithful compliance with Ohio's surplus lines law — including the duty to properly remit the surplus lines tax you collect — and the public and the state can recover against it if you fail.

The bond must stay active for the life of your license. Let it lapse and your surplus line broker license is at risk — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.

ORC 3905.35 (Surplus Lines)Ohio Revised Code sections 3905.30 to 3905.36 govern surplus line brokers, and ORC 3905.35 conditions the license on a $25,000 surety bond filed with the Department of Insurance, conditioned on full and faithful compliance with the surplus lines law — including remittance of surplus lines tax. Confirm the current amount on your application.

You need this bond if you're

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Applying for an Ohio surplus line broker license — the bond is filed with your application

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Renewing your surplus lines license and your bond is expiring or your surety non-renewed

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A resident or non-resident broker placing non-admitted coverage on Ohio risks

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Returning to active practice after letting a prior license lapse

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect one.

Start the application →

FAQ

Common questions.

How much is the Ohio surplus line broker bond?The premium is $250 flat, set by our carrier for the fixed $25,000 bond amount, the same for every broker. The $25,000 is set by statute, so there is no quote process.

Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many brokers finish the application and have the bond in the same sitting.

Is there a credit check?The application collects no credit information for this bond, and most applications approve instantly.

What does the bond guarantee?Your faithful compliance with Ohio's surplus lines law, including the duty to remit the surplus lines tax you collect. If you fail and the public or the state is harmed, they can claim against the bond — and if the surety pays, you repay the surety.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

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Finish your license checklist today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$250

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