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Ohio skilled home health bonds.
$500 flat.

Ohio conditions a skilled home health services license on a $50,000 surety bond payable to the State, filed with the Ohio Department of Health under ORC Chapter 3740. Ours is $500 flat, set by our carrier’s rate book. One soft credit pull that never affects your score; the bond is issued when you pay.

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Required for an OH skilled home health services license under ORC Chapter 3740
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Fixed amount, fixed price — $50,000 bond, $500, no quote theater
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Soft credit pull only — never affects your score, and the price stays $500 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your home-health license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Agency details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Department of Health

Pay online and receive the executed bond, ready to file with your skilled home health services license application. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Ohio licenses home health agencies through the Ohio Department of Health under ORC Chapter 3740. Agencies that were not providing direct care before the licensure program took effect must file a surety bond payable to the State — $50,000 for skilled home health services (and $20,000 for non-medical services).

The bond is a consumer-and-state protection guarantee. It stands behind the agency’s compliance with home-health licensure law and protects clients and the State against losses from the agency’s failure to comply or from fraudulent conduct.

It is not insurance for the agency — if the surety pays a claim, the agency repays the surety. The bond must stay active for the life of the license, so we track it and notify you 60 and 30 days out.

ORC Chapter 3740 / OAC 3701-60-03 (Department of Health)Ohio Revised Code Chapter 3740 and Ohio Administrative Code 3701-60-03 require certain home health agencies — those not providing direct care immediately before the licensure program took effect — to file a surety bond payable to the State of Ohio: $50,000 for a skilled home health services license, $20,000 for non-medical home health services. Confirm whether the bond applies to your agency and the exact form on your application.

You need this bond if you're

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Applying for a skilled home health license with the Ohio Department of Health
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A new agency that was not providing direct care before the licensure program took effect
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Renewing your license and your current bond is expiring or non-renewing
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Converting or expanding services into skilled home health under ORC Chapter 3740

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 flat. The $50,000 is the surety's maximum liability to the State and harmed clients; it's not a deposit, and nobody holds your money.
Who requires this bond?The Ohio Department of Health requires it as a condition of a skilled home health services license under ORC Chapter 3740 and OAC 3701-60-03, for agencies that were not providing direct care before the licensure program took effect.
Is the amount always $50,000?For skilled home health services, yes — $50,000. Non-medical home health services use a $20,000 bond. We write both; tell us which license you’re applying for and we’ll issue the right one.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It informs approval, not price: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You’ll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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The Department of Health is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
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