OH PEO bonds.
From $100. Enter your amount.

A professional employer organization registering with the Ohio Bureau of Workers’ Compensation must post security if it shows a working-capital deficit, under R.C. 4125.05–4125.051. A surety bond is an accepted form. Premiums start from $100, and the application collects no credit information — enter the amount BWC requires.

Required when a PEO has a working-capital deficit at registration — R.C. 4125.05–4125.051
Amount covers the deficit, or up to a year of BWC premiums and assessments
From $100, no credit fields — enter your required amount to see your exact price
From $100most qualify at the minimumInstantapproval for mostNo SSNin the application
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Triple Five
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard PEO bond — enter your amount, pay, and file with BWC. Here is the whole thing:

TODAY · ONLINE

Apply online

Your organization details, the bond amount BWC requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No waiting — the executed bond is generated as soon as you pay. Most applications approve instantly; if a check ever runs, it is a soft pull that never affects your score.

SAME DAY

File with the Bureau of Workers’ Compensation

Submit the executed bond with your PEO registration. Wet-ink originals mailed whenever BWC insists.

About this bond

What it is and who needs it.

What the PEO bond covers

A professional employer organization co-employs its clients' workers and handles their payroll, taxes, and workers' compensation. Ohio requires PEOs to register with the Bureau of Workers’ Compensation under R.C. Chapter 4125, and a registrant must demonstrate positive working capital.

If a PEO can't show the required working capital at registration or renewal, R.C. 4125.051 lets it cover the shortfall with security — a surety bond, irrevocable letter of credit, or securities — in an amount sufficient to cover the deficit. So this bond is generally only required when there's a working-capital gap.

Separately, BWC may require a bond or letter of credit (assignable to BWC) not to exceed the premiums and assessments for the most recent policy year. The bond protects BWC and the PEO's worksite employees. If the surety pays a claim, you repay the surety. Enter the amount BWC names, and your exact premium — from $100 — appears at the application.

R.C. 4125.05–4125.051 (Bureau of Workers’ Compensation)Under R.C. Chapter 4125, an Ohio professional employer organization registers with the Bureau of Workers’ Compensation and must show positive working capital. R.C. 4125.051 lets a PEO cover any working-capital deficit with a surety bond, irrevocable letter of credit, or securities sufficient to cover the deficit; BWC may also require security (assignable to BWC) not to exceed the premiums and assessments for the most recent policy year. Confirm your required amount with BWC.

You need this bond if you are

A PEO registering with BWC that shows a working-capital deficit
Renewing your PEO registration and need to cover a capital shortfall with security
A newly formed PEO that hasn’t yet built the required working capital
Choosing a bond over a letter of credit to satisfy the BWC security requirement

One application, issued on the spot.

Submit the application with the bond amount BWC requires — the executed bond is generated instantly, ready to file with your registration.

Start the application →
FAQ

Common questions.

How much is the Ohio PEO bond?Premiums start from $100 and scale with the bond amount and, for larger amounts, your credit profile. The bond amount is set by BWC — sized to your working-capital deficit, or up to your most recent year of premiums and assessments. Enter your figure at the application to see your exact price.
Do all PEOs need this bond?No. A PEO that shows the required positive working capital generally doesn't need to post a bond. The bond (or letter of credit, or securities) is required to cover a working-capital deficit under R.C. 4125.051.
Who requires this bond?The Ohio Bureau of Workers’ Compensation, as part of PEO registration under R.C. Chapter 4125 — not the Department of Insurance. It backs your obligations to BWC and your worksite employees.
Can I use a letter of credit instead?Yes — R.C. 4125.051 accepts a surety bond, an irrevocable letter of credit, or securities. A surety bond is usually cheapest: you pay a one-time premium from $100 rather than tying up cash or bank collateral for the full amount.
Is there a credit check?The application collects no credit information, and most applicants approve instantly, with premiums set at 1% of the bond amount and a $100 minimum. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Related bonds

Other Ohio bonds.

PEO bond, issued today.

From $100. Enter the amount BWC requires and file the same day.

Your premiumfrom $100
Apply now →