OH nonmedical home health bonds.
$200 flat.

Ohio licenses nonmedical home health services agencies through the Ohio Department of Health, and conditions certain licenses on a $20,000 surety bond. Ours is $200, set by our carrier’s rate book — and this license bond’s application has no credit section: most applications approve instantly, and if a check ever runs, it’s a soft pull that won’t touch your score.

Required for your ODH nonmedical home health license under ORC Chapter 3740
Fixed price, fixed amount — $20,000 bond, $200, no quote process
No credit section in the application — most applications approve instantly
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Agency details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Health

Your executed bond and power of attorney arrive by email, ready to file with your ODH home health license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Ohio licenses nonmedical home health services agencies — the people who provide help with daily living rather than skilled nursing — through the Ohio Department of Health under ORC Chapter 3740. The bond is a client-protection guarantee: it backs your compliance with the home health laws that protect the people in your care.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Ohio (the obligee), with your clients as the protected parties. If an agency mishandles a client’s money or violates the home health rules, the harmed client can recover against the bond.

The bond requirement applies to agencies that were not already operating before the September 30, 2021 cutoff in the licensure law. If your agency was providing direct care on or immediately before that date, you may be exempt — check your ODH application, and we’ll issue the bond if you need it.

ORC Chapter 3740 (Ohio Dept. of Health)Ohio Revised Code Chapter 3740 governs the licensure of nonmedical and skilled home health services agencies by the Ohio Department of Health. Under the licensure law, an applicant whose agency was not in operation — not providing direct care on or immediately before September 30, 2021 — must obtain a $20,000 surety bond from a company licensed in Ohio. Confirm whether the bond applies to your application with the Department of Health.

You need this bond if you're

A new nonmedical home health agency applying for an ODH license
Not in operation before 9/30/2021 — the bond applies to newer applicants
A homemaker / companion agency licensed under the nonmedical home health rules
Renewing or replacing a bond your surety non-renewed

One application, issued instantly.

These are the actual issuing fields — the application has no credit section, because this bond doesn't ask for one.

Start the application →
FAQ

Common questions.

How much is the Ohio nonmedical home health bond?The premium is $200 — set by our carrier’s rate book for this specific bond, the same for every agency. The $20,000 bond amount is set by the licensure law, so there is no quote process.
Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Does every home health agency need this bond?No. The bond requirement applies to applicants whose agency was not already providing direct care on or immediately before September 30, 2021. Agencies operating before that cutoff may be exempt — check your ODH application.
Is there a credit check?The application collects no credit information for this bond, so most applications approve instantly. If a check ever runs, it's a soft pull that won't affect your score.
When does it renew?The bond must stay active for as long as the license requires it. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other Ohio bonds.

Finish your ODH license checklist today.

$200, no credit review, bond often issued in the same sitting. Free until issued.

Your price$200
Apply now →