OH marijuana cultivator bonds.
2% of the bond amount.
Ohio conditions a cultivator's certificate of operation on evidence of financial responsibility — an escrow account or a surety bond filed with the Division of Cannabis Control under OAC 1301:18-3-08: $750,000 for a level one cultivator, $75,000 for level two. The premium is 2% of the bond amount, $100 minimum, and the bond issues the moment you pay. The application includes a soft credit pull only — it never affects your score.
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Three steps. One sitting.
The bond is one line on your certificate-of-operation checklist. Here's the entire process:
Apply online
Business details, your license level, the bond amount, an effective date, and a soft-pull credit consent — a soft inquiry only, so it never affects your score. That is the entire application.
Pay & e-sign
This bond is checkout-priced at 2% of the bond amount, $100 minimum, so it issues the moment you pay — no quote round-trip, no waiting on an underwriting queue.
File with the Division of Cannabis Control
Your executed bond and power of attorney arrive by email, ready to submit with your certificate-of-operation filing or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Ohio's cannabis rules require every licensee to maintain evidence of financial responsibility before the Division of Cannabis Control issues or renews a certificate of operation. A cultivator satisfies it with either an escrow account at an Ohio-chartered financial institution or a surety bond from a carrier licensed in Ohio — $750,000 for a level one cultivator, $75,000 for level two. Most operators choose the bond: it keeps that capital working in the business instead of frozen in escrow.
It's a three-party arrangement: you (the principal), the surety carrier, and the Division of Cannabis Control as the protected party. The financial responsibility is payable to the division if a licensee fails to meet its compliance obligations under the cannabis rules — and the surety cannot cancel the bond without the division's prior written authorization, so the filing stays continuous.
It is not insurance for you — if the surety pays, you repay the surety. The rule also rewards clean operation: after your first full year of compliant operation the required amount drops by one-third, after a second consecutive year it drops by another third, and after three consecutive compliant years the obligation can be eliminated entirely. We re-issue at each reduced amount the division approves.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, your license level, the bond amount, and a soft-pull credit consent that never affects your score.
Start the application →Common questions.
Other Ohio bonds.
Clear the financial-responsibility line today.
2% of the bond amount, $100 minimum, issued the moment you pay, soft pull only. Free until issued.