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Ohio health club bonds.
From $100.

The security Ohio's prepaid entertainment contract law (ORC 1345.41–1345.45) lets a health spa post to back members' prepaid dues if the club closes. Pricing is 1% of your bond amount, with a $100 minimum — enter the amount your situation requires and your exact price appears at the application.

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Tied to Ohio's prepaid entertainment contract law — health spa and similar prepaid memberships
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Protects prepaid and preopening memberships if a club fails before contracts end
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From $100 — enter your required bond amount and see your exact price
1% of bond, $100 minprice scales with your bond amountFastinstant underwriting for mostNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for the standard health club bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount required, and the effective date — that is the entire application.

OFTEN INSTANTLY

Issued for most applicants

Most applicants clear underwriting instantly and the executed bond generates as soon as you pay. May get a quick review.

SAME DAY

File and keep selling memberships

Hold the executed security as the prepaid entertainment contract law requires before and while you sign membership contracts. Wet-ink originals mailed whenever you need them.

About this bond

What it is and who needs it.

What the health club bond actually covers

Ohio's prepaid entertainment contract law (ORC 1345.41 through 1345.45), part of the Consumer Sales Practices Act, governs health spa contracts — gym, fitness, and similar memberships sold for future services. A seller that collects dues for services it has not yet delivered can be required to provide security so members aren't left empty-handed if the club closes.

The security is for the benefit of buyers who prepay: if a spa goes out of business before a member's contract term ends, or fails to deliver promised services, the bond stands behind the refunds owed. A surety bond is one of the accepted forms of security.

Because the figure is set under the Attorney General's administration of the prepaid contract law rather than by a single flat statutory number, the amount depends on your situation — enter the figure your club requires, and pricing is 1% of your bond amount, with a $100 minimum. Not sure of the amount? Send us your requirement and we'll confirm.

ORC 1345.41–1345.45 (prepaid entertainment contracts)Ohio's prepaid entertainment contract law (ORC 1345.41 through 1345.45), within the Consumer Sales Practices Act, governs health spa and similar prepaid-service contracts — including buyer cancellation rights and refund obligations — and provides for security to protect buyers who prepay. The Ohio Attorney General administers the consumer protection provisions. Confirm the security amount that applies to your club; we issue the surety bond with pricing from $100.

You need this bond if you are

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A gym or fitness club selling prepaid membership contracts in Ohio
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Pre-selling memberships before a new club opens
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A studio or wellness spa — yoga, pilates, reducing, body-building — collecting prepaid dues
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Operating multiple locations that each need the security the law sets

One application, most issued fast.

Submit the application with your required bond amount — your exact price appears in the application, and most applicants clear underwriting quickly.

Start the application →
FAQ

Common questions.

How much is the Ohio health club bond?Pricing is 1% of the bond amount, with a $100 minimum. The amount itself follows Ohio's prepaid entertainment contract law and is confirmed for your specific club — enter the figure that applies and your exact price appears at the application.
Why does Ohio require this bond?Under the prepaid entertainment contract law (ORC 1345.41–1345.45), it protects members' prepaid dues. If a spa closes before a contract ends or fails to deliver services, the security backs the refunds owed to buyers.
Do I need a credit check?The application collects no credit information for this bond, so most applicants see no credit step and approve instantly.
What amount should I choose if I'm not sure?Confirm the figure with the Ohio Attorney General's consumer protection office or your own counsel — the security is set under the prepaid entertainment contract law rather than a single flat number. Send us your requirement and we'll issue the bond to match.
Can I use another form of security instead?The prepaid entertainment contract law contemplates security to protect prepaid buyers, and a surety bond is one accepted form. A bond is usually the cheapest — you pay the premium rather than tying up the full amount in cash or bank collateral.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Ohio bonds.

Health club bond, issued today.

1% of bond amount, $100 minimum. Enter your required amount and see your exact price.

Your premiumfrom $100
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