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New York manufactured home retailer bonds.
$275. Registered.

New York requires every manufactured-home retailer to file a $25,000 security to register with the Department of State — ours is $275 flat. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register as a NY manufactured-home retailer — new registrations and renewals
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Fixed amount, fixed price — $25,000 bond, $275, same for every retailer
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Multi-year terms available — match the bond to your registration cycle
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Department of State

Your executed bond arrives by email, ready to file with your manufactured-home retailer registration or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured-home retailer bond is a consumer-protection guarantee. People buy a manufactured home with most of what they have — the state wants a financial backstop that the dealer who sold it dealt honestly.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Department of State / your customers (the obligee and protected parties). If a retailer takes a deposit and fails to deliver, misrepresents a sale, or breaches a warranty obligation, the harmed buyer can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who deliver what they promise treat the bond as a registration formality, not a risk.

NY StatuteExecutive Law Article 21-B and 19 NYCRR Part 1210 require manufactured-home retailers to register with the NY Department of State and post $25,000 in security — a surety bond, certificate of deposit, or letter of credit. Verify current requirements on your registration paperwork.

You need this bond if you're

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Registering as a manufactured-home retailer — the security is filed with your Department of State application
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An individual or a business entity — the registration covers both, and so does this bond
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Renewing your registration and your current security is expiring or non-renewing
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A dealer expanding into New York from another state's manufactured-housing market

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one. Submit and get back to the lot.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $275. The $25,000 is the surety's maximum liability to harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The New York Department of State requires it to register as a retailer of manufactured homes, under Executive Law Article 21-B and 19 NYCRR Part 1210. The $25,000 can be satisfied with a surety bond, a certificate of deposit, or a letter of credit — the bond is the option that leaves your cash free.
How fast will I have the bond?Fixed-amount license bonds like this are issued on the spot — often cleared right after purchase. The e-signed bond arrives by email, ready to file with the Department of State.
Is there a credit check?The application collects no credit information at all — there's no credit section on this bond. Your business details, an effective date, and a few short commercial questions, done.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the security must stay active for your Department of State registration to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other New York bonds.

NY Motor Vehicle Dealer
Required by the DMV for every registered dealer. From $200.
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NY Automobile Broker ($100,000)
The DMV broker bond. $1,000 flat.
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NYC Home Improvement Contractor
The $20,000 DCWP license bond. $100 flat.
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NY Public Adjuster ($1,000)
Fixed $1,000 licensing bond. $100 flat.
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Finish your registration today.

$275 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$275
Apply now →