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New York manufactured home mechanic bonds.
$125 flat.

New York requires certified manufactured home mechanics to file a fixed $5,000 bond — ours is $125 flat. The bond issues the moment you pay.

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Required for your NY manufactured home mechanic certification — new applicants and renewals
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Fixed price, fixed amount — no quote process, no underwriting maze
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business or individual details and an effective date. That's the application — no financials, just a soft credit pull that never affects your score.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. If the soft credit check needs a second look, one to two business days at most.

SAME DAY

File with your certification

Your executed bond arrives by email, ready to file with your manufactured home mechanic certification or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured home mechanic bond is a consumer-protection guarantee. You service and repair the homes people live in — the state wants a financial backstop that you'll follow Article 21-B and stand behind your work.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with your customers as the protected parties. If a mechanic violates manufactured housing law or fails to pay a fee, penalty, or judgment tied to the work, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Mechanics who do the work right treat the bond as a certification formality, not a risk.

NY certification requirementNew York requires certified manufactured home mechanics to file $5,000 of financial security — a surety bond, certificate of deposit, or letter of credit — with the Department of State under Executive Law Article 21-B. Verify the current requirement on your certification paperwork.

You need this bond if you're

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Applying for a NY manufactured home mechanic certification — the bond is filed with your application
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Renewing your certification and your bond is expiring or your surety non-renewed
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An individual mechanic servicing or repairing manufactured homes for hire
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A business that employs mechanics and files the certification under the company

One application, issued instantly.

These are the actual issuing fields — including the soft credit consent, which never affects your score.

Start the application →
FAQ

Common questions.

Why is the price $125?The bond amount is fixed at $5,000 by statute, and our carrier's rate book sets the premium for this specific bond at $125 flat.
Do I pay the $5,000?No. You pay $125. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many mechanics finish the application and have the bond in the same sitting. Issued when you pay. If the soft credit check needs a second look, one to two business days at most.
Is there a credit check?Just a soft pull — it confirms your eligibility under the Fair Credit Reporting Act and never affects your credit score. There's no full credit application and no hard inquiry on this bond.
Can a business and an individual both use this?Yes. The application handles both — pick Individual, Partnership, Corporation, or LLC and the right fields appear. The bond amount and price are the same $5,000 / $125 either way.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Other New York bonds.

Finish your certification checklist today.

$125 flat, short application, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →