NY manufactured home
manufacturer bonds. $500 flat.

New York requires every certified manufacturer of manufactured homes to file a fixed $50,000 bond under Executive Law Article 21-B — ours is $500 flat. The bond issues the moment you pay.

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Required to certify with the NY Department of State — manufacturers, new and renewing

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$500 flat on the penal sum — no quote maze, no surprise markup

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersSoft pullnever affects score1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Manufacturer certification bonds are straightforward. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. There's a short consent for a soft credit pull — it never affects your score and it's used to confirm approval, not to set your price.

USUALLY 1–2 DAYS

Pay & e-sign

Once the soft pull clears, your flat $500 premium is locked. Most manufacturer bonds issue within 1–2 business days — sometimes the same day.

WITH YOUR CERTIFICATION

File with the Department of State

Your executed Article 21-B bond arrives by email, ready to file with your NY Department of State manufacturer certification. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured-home manufacturer bond is a compliance guarantee under Executive Law Article 21-B. New York certifies who may build manufactured homes for sale in the state, and wants a financial backstop that you'll follow the code and stand behind the homes you build.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with buyers and the state as the protected parties. The bond guarantees payment of civil penalties and any judgments rendered against you in connection with your manufacturing — if you violate Article 21-B, a harmed party can recover against the bond.

The bond is a standing condition of your certification — filed when you certify and maintained through every renewal. We track the term and notify you 60 and 30 days out, so your certification never lapses over paperwork.

NY certification requirementUnder Executive Law Article 21-B, a $50,000 surety bond is filed with the NY Department of State, Division of Code Enforcement and Administration (Manufactured Housing Unit) as a condition of manufacturer certification. Manufacturers must also hold current HUD approval under 19 NYCRR Part 1210.04(a).

You need this bond if you're

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Certifying as a NY manufacturer of manufactured homes — the $50,000 bond is filed with your application

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Renewing your certification and your bond is expiring or your surety non-renewed

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A business entity or an individual building manufactured homes for sale in New York

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An out-of-state manufacturer getting certified to sell homes into New York

One application, issued instantly.

These are the actual issuing fields — including a short soft-pull consent that never affects your credit score.

Start the application →

FAQ

Common questions.

Why is the price $500?The bond amount is fixed at $50,000 by Article 21-B, and our carrier's rate book sets the premium for this specific bond at $500 flat.

Do I pay the $50,000?No. You pay $500, one time per term. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?There's a soft credit pull — it never affects your score, and the application has a short consent for it. On a bond this size, credit affects whether you're approved, not the price: our price stays fixed at $500 either way.

How fast will I have the bond?Once the soft pull clears, most manufacturer bonds issue within 1–2 business days — sometimes the same sitting. Your flat $500 premium is locked as soon as you pay and e-sign.

Who is the bond filed with?The New York Department of State, Division of Code Enforcement and Administration (Manufactured Housing Unit). It's required under Executive Law Article 21-B as a condition of your manufacturer certification, and manufacturers also need current HUD approval under 19 NYCRR Part 1210.04(a).

Related bonds

Other New York bonds.

Finish your certification checklist today.

$500 flat, short application, soft pull only. Free until issued.

Start application

Your price$500

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