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New York immigrant assistance services bonds.
$500.

New York requires every immigrant assistance service provider to maintain a $50,000 bond. Our rate is 1% of the bond amount, so the premium is $500. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required under General Business Law Article 28-C — filed with the NY Department of State
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$500 = 1% × $50,000 — no quote process, no underwriting maze
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Department of State

Your executed bond arrives by email, ready to file with the NY Department of State as part of your provider registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

An immigrant assistance services bond is a consumer-protection guarantee. You help people prepare immigration paperwork for a fee — work that affects families' lives — and New York wants a financial backstop that you'll handle their money and their forms honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the people of the State of New York (the obligee), with your customers as the protected parties. Under the statute, the bond is there for any customer who doesn't get a refund of fees they're entitled to — they can recover against the bond up to its $50,000 limit.

The statute requires you to keep the bond in force the entire time you provide these services — and for one year after you stop. We track your term and notify you 60 and 30 days out, so your registration never lapses over paperwork.

NY bond requirementNew York General Business Law Article 28-C (§460-f) requires immigrant assistance service providers to maintain a $50,000 bond, payable to the people of the State of New York and filed with the Secretary of State. Providers collecting more than $250,000 in fees in a 12-month period must instead post 20% of those fees — ask us and we'll size that bond for you.

You need this bond if you're

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Providing immigrant assistance services for a fee — helping non-lawyers with immigration filings
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Registering as a provider with the Department of State for the first time
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Renewing and your bond is expiring or your surety non-renewed
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A community organization or business that charges for immigration paperwork help

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →
FAQ

Common questions.

How is the price calculated?The statute fixes the bond at $50,000, and our rate is 1% of the bond amount, so the premium is $500. The application collects no credit information.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
What if I collect more than $250,000 in fees a year?Then the statute requires a larger bond — 20% of your total fees and compensation instead of the flat $50,000. This page prices the standard $50,000 bond; if you're above that threshold, tell us your fee volume and we'll size and quote the right bond.
Is there a credit check?The application collects no credit information at all — there's no credit section on this bond. Most applications approve instantly.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many providers finish the application and have the bond in the same sitting.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other New York bonds.

Finish your provider registration today.

$500 for the $50,000 bond, no credit review, bond often issued in the same sitting. Free until issued.

Your price$500
Apply now →