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New Mexico CID crossover bonds.
$100 flat.

A contractor licensed by New Mexico’s Construction Industries Division (CID) who crosses over to work on manufactured homes must register with the Manufactured Housing Division and post a $10,000 consumer protection bond. Ours is $100 flat — set by our carrier's rate book for this bond, and the application collects no credit information.

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Required for a CID contractor crossing over to manufactured-home work under 14.12.10 NMAC
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Crossover bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the MHD

Your executed consumer protection bond arrives by email, ready to file with the Manufactured Housing Division to register your crossover. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Mexico licenses general construction trades through the Construction Industries Division (CID) and the manufactured-housing trades through the Manufactured Housing Division (MHD). When a CID-licensed contractor or journeyman “crosses over” to perform work on manufactured homes, 14.12.10 NMAC requires them to register with the MHD and post an installer’s or repairman’s consumer protection bond.

The bond is a consumer-protection guarantee: if the crossover contractor violates the Manufactured Housing Act or its regulations and a consumer suffers a monetary loss, the bond stands behind paying the consumer back. It’s a three-party arrangement — you (the principal), the surety, and the State of New Mexico (the obligee), with consumers protected.

It is not insurance for you — if the surety pays a consumer claim, you repay the surety. Keep the bond active for as long as you do manufactured-home work under your MHD registration.

14.12.10 NMAC (CID crossover registration)Under 14.12.10 NMAC, a contractor or journeyman licensed by the Construction Industries Division who performs work on manufactured homes must register with the Manufactured Housing Division, pay the registration fee, and post an installer’s or repairman’s consumer protection bond (set at $10,000 under 14.12.4 NMAC). The bond pays a consumer harmed by the licensee’s violation of the Manufactured Housing Act. Confirm the amount and form on your MHD registration.

You need this bond if you're

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A CID-licensed contractor registering with the MHD to work on manufactured homes
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A journeyman crossing over to manufactured-home installation or repair
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Renewing a crossover registration whose bond is expiring or non-renewing
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Adding manufactured-home work to your existing CID trade

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the CID crossover bond?The premium is $100 — set by our carrier's rate book for this fixed $10,000 bond amount, the same for every crossover contractor. The $10,000 is set by rule, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety’s maximum liability if a valid consumer claim is made — not a deposit, and nobody holds your money.
Why do I need both CID and MHD?Your CID license covers general construction trades. To work on manufactured homes you also register with the Manufactured Housing Division and post this consumer protection bond — that registration is the “crossover.”
Is there a credit check?The application collects no credit information, and most applications approve instantly.
When does it renew?The bond must stay active for as long as you do manufactured-home work. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other New Mexico bonds.

NM Installer or Repairman ($10,000)
The $10,000 MHD consumer-protection bond for installers and repairmen. $100 flat.
View bond →
NM Manufacturer II — Refurbisher ($10,000)
The $10,000 MHD consumer-protection bond for refurbishers. $200 flat.
View bond →
NM Manufactured-Home Broker ($10,000)
The MHD consumer-protection bond a manufactured-home broker files. $100 flat.
View bond →
NM Manufacturer I ($50,000)
The $50,000 MHD consumer-protection bond for manufactured-home manufacturers. $1,025 flat, soft pull.
View bond →

Cross over today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
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