NJ used motor vehicle dealer bonds.
$100 flat.

New Jersey requires every licensed motor vehicle dealer to file a $10,000 bond with the Motor Vehicle Commission. Ours is $100 flat — the price our carrier's rate book sets for this bond, identical for every dealer. License bonds like this issue instantly.

Required for your NJ used-car dealer license — new applicants and renewals through the MVC
Fixed amount, fixed price — $10,000 bond, $100, no quote theater
Multi-year terms available — set it up once and keep it continuous
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply online

Business details, owner information, effective date. That is the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the MVC Dealer Unit

The MVC requires the original bond mailed to its Business Licensing Services Bureau, Dealer Unit — we send the executed bond ready to mail, signed by you as principal, with your dealer license application or renewal.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses motor vehicle dealers through the Motor Vehicle Commission (MVC) under N.J.S.A. 39:10-19, and conditions the license on a $10,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with New Jersey's motor vehicle sales laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of New Jersey together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's deposit, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The MVC requires the original wet-ink bond on file; we issue it ready to sign and mail to the Dealer Unit, and keep your $10,000 filing continuous.

N.J.S.A. 39:10-19 (Motor Vehicle Commission)New Jersey motor vehicle dealers are licensed by the Motor Vehicle Commission under N.J.S.A. 39:10-19, which conditions the license on a $10,000 surety bond. The MVC requires the original bond, signed by the principal, mailed to its Business Licensing Services Bureau, Dealer Unit in Trenton. Confirm the bond form and filing instructions on your application.

You need this bond if you're

Applying for a NJ used-car dealer license — through the Motor Vehicle Commission
Renewing your dealer license and your current bond is expiring or non-renewing
Adding a location the MVC ties to a separate bond filing
Moving to New Jersey from another state and getting licensed here

One application, issued instantly.

These are the actual issuing fields — no credit section, because the application collects no credit information. The MVC wants the wet-ink original, so we mail it ready to sign.

Start the application →
FAQ

Common questions.

Do I pay the $10,000?No. You pay $100 flat — set by our carrier's rate book for this bond. The $10,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The New Jersey Motor Vehicle Commission requires it as a condition of a motor vehicle dealer license, under N.J.S.A. 39:10-19. No active bond, no license.
What does the bond guarantee?That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow New Jersey dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?The application collects no credit information — there's no credit section to fill out. If a check is ever needed on this bond, it's a soft pull only and never affects your score. Most applications approve instantly.
Do I need to mail an original?Yes — the MVC requires the original wet-ink bond mailed to its Dealer Unit, signed by you as principal. We issue the executed bond ready to sign and mail, and email you a copy for your records.
Related bonds

Other New Jersey bonds.

The MVC is waiting on one document.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →