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New Jersey professional fund raiser bonds.
$100 flat.

An independent paid fund raiser who handles a charity’s money in New Jersey must file a $20,000 bond with the Attorney General. Ours is $100 flat, issued instantly — the application collects no credit information.

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Required of independent paid fund raisers with access to charitable funds under N.J.S.A. 45:17A-27
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Fixed price, fixed amount — $20,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Charitable-registration bonds are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — the application collects no credit information.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands that issue right after purchase.

SAME DAY

File with the Attorney General

Your executed bond and power of attorney arrive by email, ready to file with your fund-raiser registration through the Division of Consumer Affairs. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey regulates charitable fund-raising under the Charitable Registration and Investigation Act (N.J.S.A. 45:17A-18 et seq.), administered by the Attorney General through the Division of Consumer Affairs. An independent paid fund raiser who has custody, control, or access to a charity’s money must register and file a bond.

The bond is a charity-and-donor protection guarantee. Under N.J.S.A. 45:17A-27, it is issued for the benefit of any person with a cause of action against the fund raiser for a violation of the Act, in the aggregate sum of $20,000, and must stay in effect for the entire registration period.

It is not insurance for you — if the surety pays a claim, you repay the surety. The surety must give the Division 60 days’ written notice before cancelling, so a lapse can’t catch the state by surprise. We track the bond and notify you well ahead of renewal.

N.J.S.A. 45:17A-27 (Charitable Registration & Investigation Act)Under New Jersey's Charitable Registration and Investigation Act, N.J.S.A. 45:17A-27, an independent paid fund raiser (or fund raising counsel) with custody, control, possession, or access to a charitable organization's money must file a $20,000 bond with the Attorney General, issued for the benefit of any person with a cause of action against the fund raiser, and maintain it during the entire registration period. The surety must give 60 days' notice before cancelling.

You need this bond if you're

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An independent paid fund raiser with access to a NJ charity’s funds
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Fund raising counsel who takes custody or control of charitable money
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Registering with the Attorney General as a paid fund raiser in New Jersey
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Renewing a fund-raiser registration whose bond is expiring or non-renewing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the NJ professional fund raiser bond?The premium is $100, set by our carrier for this specific bond — the same for every fund raiser and not a percentage of the $20,000 bond amount. The $20,000 coverage figure is set by N.J.S.A. 45:17A-27, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum aggregate liability if valid claims are made against the bond — not a deposit, and nobody holds your money.
Who has to file this bond?An independent paid fund raiser (or fund raising counsel) who has custody, control, possession, or access to a charitable organization’s money. If you only consult and never touch the funds, check whether the bond applies to your role.
Is there a credit check?The application collects no credit information to issue. It will not affect your score.
When does it renew?The bond must stay in effect for your entire registration period. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, and the surety gives the Division 60 days’ notice before any cancellation.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your fund-raiser registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
Apply now →