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New Jersey fire & burglar alarm bonds.
$100 flat.

A licensed New Jersey fire alarm, burglar alarm, or locksmith business must maintain a $10,000 bond in favor of the State. Ours is $100 flat, issued instantly — the application collects no credit information.

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Required of licensed alarm and locksmith businesses under N.J.S.A. 45:5A-23 et seq.
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Runs to January 31 — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processTo Jan 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Business license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — the application collects no credit information.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount business bonds like this are among the thousands that issue right after purchase.

SAME DAY

File with Consumer Affairs

Your executed bond and power of attorney arrive by email, ready to file with your alarm/locksmith business license through the Advisory Committee. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses fire alarm, burglar alarm, and locksmith businesses under the Fire Alarm, Burglar Alarm, and Locksmith Act (N.J.S.A. 45:5A-23 et seq.), administered by the Division of Consumer Affairs through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee. A business license is conditioned on a surety bond.

By rule (N.J.A.C. 13:31A-3.5), a licensed alarm or locksmith business must retain and maintain a $10,000 surety bond in favor of the State of New Jersey, executed by a surety authorized in New Jersey and approved by the Department of Banking & Insurance.

The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects customers from financial harm caused by fraud, misrepresentation, or failure to perform. It is not insurance for you — if the surety pays a claim, you repay the surety.

N.J.S.A. 45:5A-23 et seq. / N.J.A.C. 13:31A-3.5New Jersey's Fire Alarm, Burglar Alarm, and Locksmith Act, N.J.S.A. 45:5A-23 et seq., licenses alarm and locksmith businesses through the Division of Consumer Affairs and its Advisory Committee. N.J.A.C. 13:31A-3.5 requires a fire alarm or burglar alarm business license holder to retain and maintain a $10,000 surety bond in favor of the State of New Jersey, from a surety approved by the Department of Banking & Insurance.

You need this bond if you're

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A licensed alarm business installing or servicing fire or burglar alarms in New Jersey
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A licensed locksmith business regulated under the same Act
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Applying for the business license through the Advisory Committee at Consumer Affairs
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Renewing your license and your current bond is expiring or non-renewing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the NJ fire and burglar alarm bond?The premium is $100, set by our carrier for this specific bond — not a percentage of the fixed $10,000 bond amount. The $10,000 is set by rule, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The New Jersey Division of Consumer Affairs, through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee, as a condition of a business license under N.J.S.A. 45:5A-23 et seq. and N.J.A.C. 13:31A-3.5.
Is there a credit check?The application collects no credit information to issue. It will not affect your score.
When does it renew?The bond must stay active for as long as you hold the business license. This bond runs to January 31 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your alarm/locksmith license today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
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