NJ fire & burglar alarm bonds.
$100 flat.

A licensed New Jersey fire alarm, burglar alarm, or locksmith business must maintain a $10,000 bond in favor of the State. Ours is $100 flat, issued instantly — the application collects no credit information, and if a quick check does run it is a soft pull that never affects your score.

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Required of licensed alarm and locksmith businesses under N.J.S.A. 45:5A-23 et seq.

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Fixed price, fixed amount — $10,000 bond, $100, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Business license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — the application collects no credit information.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount business bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Consumer Affairs

Your executed bond and power of attorney arrive by email, ready to file with your alarm/locksmith business license through the Advisory Committee. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses fire alarm, burglar alarm, and locksmith businesses under the Fire Alarm, Burglar Alarm, and Locksmith Act (N.J.S.A. 45:5A-23 et seq.), administered by the Division of Consumer Affairs through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee. A business license is conditioned on a surety bond.

By rule (N.J.A.C. 13:31A-3.5), a licensed alarm or locksmith business must retain and maintain a $10,000 surety bond in favor of the State of New Jersey, executed by a surety authorized in New Jersey and approved by the Department of Banking & Insurance.

The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects customers from financial harm caused by fraud, misrepresentation, or failure to perform. It is not insurance for you — if the surety pays a claim, you repay the surety.

N.J.S.A. 45:5A-23 et seq. / N.J.A.C. 13:31A-3.5New Jersey's Fire Alarm, Burglar Alarm, and Locksmith Act, N.J.S.A. 45:5A-23 et seq., licenses alarm and locksmith businesses through the Division of Consumer Affairs and its Advisory Committee. N.J.A.C. 13:31A-3.5 requires a fire alarm or burglar alarm business license holder to retain and maintain a $10,000 surety bond in favor of the State of New Jersey, from a surety approved by the Department of Banking & Insurance.

You need this bond if you're

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A licensed alarm business installing or servicing fire or burglar alarms in New Jersey

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A licensed locksmith business regulated under the same Act

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Applying for the business license through the Advisory Committee at Consumer Affairs

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Renewing your license and your current bond is expiring or non-renewing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →

FAQ

Common questions.

How much is the NJ fire and burglar alarm bond?The premium is $100, set by our carrier for this specific bond — not a percentage of the fixed $10,000 bond amount. The $10,000 is set by rule, so there is no quote process.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?The New Jersey Division of Consumer Affairs, through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee, as a condition of a business license under N.J.S.A. 45:5A-23 et seq. and N.J.A.C. 13:31A-3.5.

Is there a credit check?The application collects no credit information to issue. If a quick check does run, it is a soft pull — never a hard inquiry, and it will not affect your score.

When does it renew?The bond must stay active for as long as you hold the business license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.

Related bonds

Other New Jersey bonds.

Finish your alarm/locksmith license today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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