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New Hampshire employee leasing bonds.
$1,000 flat.

New Hampshire licenses employee leasing companies (PEOs) through the Department of Labor under RSA 277-B:6. A company that can't show $100,000 in working capital can post a $100,000 surety bond instead. Ours is $1,000 flat, issued instantly — a quick soft credit check may apply; the bond is issued when you pay.

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A financial-assurance option for your NH employee leasing / PEO license under RSA 277-B:6

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Fixed amount, fixed price — $100,000 bond, $1,000, no quote theater

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $1,000 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your PEO license is waiting on this financial assurance. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Company details, the commercial questions, and an effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Department of Labor

Pay online and receive the executed bond, ready to file with your employee leasing company application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Hampshire licenses employee leasing companies (PEOs) through the Department of Labor under RSA 277-B. A licensee must demonstrate financial responsibility — and RSA 277-B:6 lets a company that can't show $100,000 of audited working capital instead post a $100,000 surety bond (or letter of credit or securities) as approved by the commissioner.

The bond guarantees payment of employee wages and benefits if the leasing company fails in that responsibility. It protects the leased workers and the state, standing behind the payroll and benefit obligations the PEO takes on for its client companies.

It is not insurance for you — if the surety pays a claim, you repay the surety. For a company whose financials don't show positive working capital, RSA 277-B:6 raises the amount to $100,000 plus the working-capital deficit; confirm your exact figure with the Department of Labor and we'll match it.

RSA 277-B:6New Hampshire RSA 277-B:6 conditions an employee leasing company license on financial assurances — either audited minimum working capital of $100,000, or, as approved by the commissioner, a surety bond, irrevocable letter of credit, or securities with a minimum value of $100,000 filed with the Department of Labor, guaranteeing payment of employee wages and benefits. For a company without positive working capital, the amount is $100,000 plus the working-capital deficit. Confirm your required amount with the Department of Labor.

You need this bond if you're

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An employee leasing company / PEO licensing in New Hampshire under RSA 277-B

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Using the bond option in lieu of showing $100,000 of audited working capital

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Renewing your PEO license and your financial-assurance filing is expiring

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Covering a working-capital deficit that RSA 277-B:6 requires you to bond on top of the $100,000

One application, issued instantly.

These are the actual underwriting fields, including the commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $100,000?No. You pay $1,000 — the flat carrier price for this bond. The $100,000 is the surety's maximum liability to leased employees and the state; it's not a deposit, and nobody holds your money.

Do all PEOs need this bond?Only as an alternative to showing $100,000 of audited working capital. RSA 277-B:6 lets a company post a $100,000 bond (or letter of credit or securities) instead — so the bond is the common path for companies that prefer not to tie up the capital.

What does the bond guarantee?Payment of employee wages and benefits if the leasing company fails in that responsibility. It protects the leased workers and the state — and if the surety pays a claim, you repay the surety.

Is there a credit check?A quick soft credit check may apply — it's never a hard inquiry and never affects your score. It informs approval; the price stays $1,000 either way.

My financials show a working-capital deficit — is the bond still $100,000?No. Under RSA 277-B:6, a company without positive working capital must bond $100,000 plus the amount of the deficit. Send us your figure and we issue the bond at that higher amount and price it accordingly.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other New Hampshire bonds.

The Department of Labor is waiting on one filing.

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