Nevada residential contractor bonds.
From $100.

Every licensed Nevada contractor files a bond with the State Contractors Board under NRS 624.270. The Board sets the amount per license — anywhere from $1,000 to $500,000 — and pricing starts from $100, with one soft credit pull that never affects your score.

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Required for a NV contractor license under NRS 624.270, with the State Contractors Board

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Amount is set by the Board per license — $1,000 to $500,000, based on your financials and operations

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Pricing starts from $100 — a soft credit pull informs your rate and never affects your score

From $1002% of the bond amount, $100 minimumSoft pullnever a hard inquiry, no impact on your scoreFastinstant underwriting for most files

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How it works

Three steps to bonded.

Your contractor license is waiting on this bond. Here's the whole thing — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, the bond amount the Board set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Board

Pay online and receive the executed bond, ready to file with your State Contractors Board license application or renewal. Wet-ink originals mailed whenever the Board insists.

About this bond

What it is and who needs it.

What the contractor bond actually guarantees

Nevada licenses contractors through the State Contractors Board, and NRS 624.270 conditions the license on a surety bond or cash deposit. The bond is a consumer-protection guarantee: it stands behind your compliance with Chapter 624 and protects owners and others harmed by a violation of the contractor licensing laws.

The amount is fixed by the Board, not by you — set with reference to your financial and professional responsibility and the magnitude of your operations, but never less than $1,000 or more than $500,000. The bond is continuous, and the surety’s total liability for all claims is capped at the face amount no matter how many years it stays in force.

It is a guarantee, not insurance for you — if the surety pays a valid claim, you repay the surety. Contractors who do clean work and keep good records treat the bond as a license formality. We confirm the amount the Board assigned and price it from $100, with one soft credit pull that never affects your score.

NRS 624.270 (Nevada State Contractors Board)NRS 624.270 conditions a Nevada contractor license on a surety bond or cash deposit, in an amount fixed by the State Contractors Board with reference to the contractor’s financial and professional responsibility and the magnitude of operations — not less than $1,000 nor more than $500,000. The bond is continuous, with aggregate surety liability limited to the face amount, and must be written by a surety rated “A” or better. Confirm the amount the Board assigned on your license.

You need this bond if you are

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Applying for a NV contractor license — residential or general, with the State Contractors Board

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Renewing your license and your current bond is expiring or non-renewing

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Increasing your license limit and the Board raised your required bond amount

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Reinstating a license after a lapse that requires a fresh bond filing

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Nevada contractor bond?Pricing is 2% of the bond amount, with a $100 minimum. The amount itself is set by the State Contractors Board under NRS 624.270 — between $1,000 and $500,000, based on your financials and the size of your operations. Enter the figure the Board assigned and your exact price appears at the application.

Do I pay the bond amount?No. You pay the bond premium. The bond amount is the surety's maximum liability to harmed consumers and the state — it is not a deposit, and nobody holds your money.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It's the only extra step beyond the application; your price is fixed at 2% of the bond amount, $100 minimum, not by credit tier.

Who sets the bond amount?The Nevada State Contractors Board, under NRS 624.270. It is fixed with reference to your financial and professional responsibility and the magnitude of your operations, never below $1,000 or above $500,000.

What does the bond protect against?It protects consumers and others harmed by a violation of Nevada’s contractor licensing laws (Chapter 624). If a valid claim is paid, you repay the surety — total claims are capped at the face amount of the bond.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Nevada bonds.

The Contractors Board is waiting on one document.

Pricing from $100, soft pull only. Enter the amount the Board set and file your bond in 1–2 business days.

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Your premiumfrom $100

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