Nevada motor vehicle distributor bonds.
From $100.

Nevada licenses motor vehicle distributors through the DMV, and NRS 482.345 conditions the license on a surety bond. The amount is set by the type of vehicle you distribute — generally $100,000, with lower figures for motorcycles and certain trailers. Premiums start from $100, with a quick soft credit check that never affects your score.

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Required for a motor vehicle distributor license under NRS 482.345, filed with the DMV

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Amount is set by vehicle type — $100,000 for most, $50,000 for motorcycles, less for some trailers

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Priced at 1% of the bond amount, $100 minimum, soft pull only

From $100your exact price at applicationInstantapproval for mostSoft pullnever a hard inquiry

Trusted by industry leaders

How it works

Three steps to licensed.

Your distributor license is waiting on this bond. Here is the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, the bond amount your vehicle type requires, and an effective date. The only extra step is a one-time consent to a soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DMV

Pay online and receive the executed bond ready to file with your distributor license application. Wet-ink originals mailed whenever the DMV insists.

About this bond

What it is and who needs it.

What the distributor bond actually guarantees

Nevada licenses motor vehicle manufacturers, distributors, dealers, and rebuilders through the DMV, and NRS 482.345 conditions the license on a good and sufficient surety bond with a corporate surety. A distributor supplies vehicles to franchised dealers, and the bond backs its compliance with Nevada's motor vehicle licensing laws.

The amount is set by the type of vehicle: NRS 482.345 calls for $100,000 for most vehicles and travel trailers with living quarters, $50,000 for motorcycles and certain larger trailers, and $10,000 for small utility or boat trailers. An established business may qualify to reduce the bond after five satisfactory years, but never below 50%.

It is a three-party arrangement: you (the principal), the surety, and the State of Nevada together with anyone injured by a violation of the licensing law (the protected parties). If a distributor violates dealer law and someone is harmed, they can recover against the bond — and if the surety pays, you repay the surety. Premiums are 1% of the bond amount, $100 minimum.

NRS 482.345 (Nevada DMV)NRS 482.345 conditions a Nevada motor vehicle manufacturer, distributor, dealer, or rebuilder license on a corporate surety bond filed with the DMV, in an amount set by vehicle type — $100,000 for most vehicles and travel trailers with living quarters, $50,000 for motorcycles and certain larger trailers, and $10,000 for small utility or boat trailers. An established business may qualify to reduce the bond after five satisfactory years, but not below 50%. Confirm your required amount with the DMV.

You need this bond if you are

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Applying for a motor vehicle distributor license with the Nevada DMV

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Distributing vehicles to franchised dealers in Nevada

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Renewing a distributor license whose current bond is expiring or was non-renewed

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An out-of-state distributor getting licensed to supply vehicles into Nevada

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. It's never a hard inquiry and never touches your score — your premium is set at 1% of the bond amount, $100 minimum. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Nevada motor vehicle distributor bond?Premiums are 1% of the bond amount, with a $100 minimum. The bond amount is set by vehicle type under NRS 482.345 — $100,000 for most vehicles, $50,000 for motorcycles, and less for certain trailers. Enter your amount and your exact price appears at the application.

Do I pay the full bond amount?No. Your premium is 1% of the bond amount, with a $100 minimum. The bond amount is the surety's maximum liability to the state and injured parties; it is not a deposit, and nobody holds your money.

Is there a credit check?A quick soft credit check may apply to help with approval — it never sets your price. It is never a hard inquiry and never affects your credit score. Your premium is 1% of the bond amount, with a $100 minimum.

Can my bond amount be reduced?Under NRS 482.345, an established business that has operated satisfactorily for five years may qualify for a reduction, but the bond can never drop below 50% of the required amount. We re-issue at the lower figure once the DMV approves it.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your distributor license to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Nevada bonds.

The DMV is waiting on one document.

Priced from $100, soft pull only. Enter the amount your vehicle type requires and file the same day.

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Your premiumfrom $100

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