Not in Nevada? Motor vehicle dealer bonds in other states

Nevada motor vehicle dealer bonds.
$1,025 flat.

Also known as the Nevada auto dealer bond or car dealer bond.

Nevada requires a full-line motor vehicle dealer, rebuilder, or lessor to file a $100,000 bond with the DMV under NRS 482.345. Ours is $1,025 flat, set by our carrier's rate book — identical for every dealer. A quick soft credit check may apply; the bond is issued when you pay.

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Required for your NV dealer, rebuilder, or lessor license — new applicants and renewals through the DMV
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Fixed amount, fixed price — $100,000 bond, $1,025, no quote theater
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A quick soft credit check may apply — never a hard inquiry, and the price stays $1,025 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. A quick soft credit check may run — never a hard inquiry, no impact on your score.

RIGHT AWAY

Approved

Most are approved as soon as you apply. Any credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DMV

Pay online and receive the executed $100,000 bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Nevada licenses motor vehicle dealers, rebuilders, and lessors through the DMV and conditions the license on a surety bond under NRS 482.345. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell, your compliance with the dealer law, and the taxes and fees you owe the state.

For a full dealer, rebuilder, or lessor license the bond is $100,000. Smaller bond tiers ($10,000 or $50,000) apply to limited classifications, so confirm the figure on your DMV application if you’re not a full-line dealer — we'll price whichever amount your license requires.

It’s a three-party arrangement: you (the principal), the surety carrier, and the State of Nevada together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer’s money, or otherwise violates dealer law, the harmed party can recover against the bond. It is not insurance for you — if the surety pays, you repay the surety.

NRS 482.345Under NRS 482.345, Nevada motor vehicle dealers, rebuilders, and lessors are licensed by the DMV on condition of a surety bond. A full dealer / rebuilder / lessor license requires a $100,000 bond; reduced amounts ($10,000 or $50,000) apply to certain limited classifications. The bond is payable to the State of Nevada for the benefit of harmed buyers and the state. Confirm your required amount on your DMV application.

You need this bond if you're

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Applying for a NV dealer license — new, used, wholesale, rebuilder, or lessor
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Renewing your dealer license and your current bond is expiring or non-renewing
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Adding a classification the DMV ties to the full $100,000 bond
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Moving to Nevada from another state and getting licensed by the DMV here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $100,000?No. You pay $1,025 — the flat premium set by our carrier's rate book. The $100,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Nevada DMV requires it as a condition of a motor vehicle dealer, rebuilder, or lessor license, under NRS 482.345. No active bond, no license.
What if I only need a smaller bond?Reduced bond amounts ($10,000 or $50,000) apply to certain limited classifications; the full dealer / rebuilder / lessor license is $100,000. Confirm the figure on your DMV application — we'll price whichever amount your license requires.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $1,025 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Nevada bonds.

The DMV is waiting on one document.

$1,025 flat, short application, bond issued when you pay. Free until issued.

Your price$1,025
Apply now →