NV funeral seller bonds.
$500 flat. Issued fast.

Before selling prepaid (pre-need) funeral contracts in Nevada, a funeral seller must post a bond with the Commissioner of Insurance under NRS Chapter 689 — an amount the Commissioner sets, not less than $50,000. Ours is $500 flat at the $50,000 minimum — set by our carrier's rate book for this bond. A quick soft credit check may apply; it never affects your score.

Required to sell prepaid funeral contracts in Nevada — filed with the Commissioner of Insurance
Fixed at the $50,000 minimum — $500, no quote process at this amount
A soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $500 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to authorized.

Your certificate of authority is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Commissioner

Pay online and receive the executed bond, ready to file with the Commissioner of Insurance for your certificate of authority. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Nevada regulates the sale of prepaid funeral contracts under NRS Chapter 689, through the Commissioner of Insurance. Before issuing a certificate of authority, the Commissioner requires the seller to post and maintain a bond — an amount the Commissioner sets, not less than $50,000.

The bond is a consumer-protection guarantee held for the benefit of buyers of prepaid contracts. It backs the money buyers pay in advance and the seller's obligation to actually perform the contract — protecting families against misuse or diversion of pre-need funds or a seller's failure to perform.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force for as long as you hold the certificate of authority. We issue the $50,000 minimum at $500 flat; if the Commissioner sets a higher amount, contact us for that tier's price.

NRS 689 (Commissioner of Insurance)Under NRS Chapter 689, a seller of prepaid funeral contracts must post and maintain a bond with the Commissioner of Insurance before a certificate of authority issues, in an amount the Commissioner determines but not less than $50,000. The bond (or an equivalent deposit) is held for the benefit of buyers of prepaid contracts damaged by misuse or diversion of money or by failure to perform. Confirm the exact amount on your filing.

You need this bond if you're

Applying to sell prepaid funeral contracts in Nevada — a pre-need seller certificate of authority
A funeral home or cemetery adding pre-need sales
Renewing your certificate of authority and your current bond is expiring
Re-applying after a lapse the Commissioner requires you to cure

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the Nevada funeral seller bond?At the $50,000 statutory minimum the premium is $500, set by our carrier's rate book for this bond. The Commissioner of Insurance can set a higher amount; if so, contact us for that tier's price.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability to harmed pre-need buyers — not a deposit, and nobody holds your money.
Who does the bond protect?Buyers of prepaid funeral contracts. If a seller misuses or diverts pre-need funds or fails to perform a contract, harmed buyers can recover against the bond — and if the surety pays, the seller repays the surety.
Is there a credit check?The application collects SSN details, so a quick soft credit check may run — it's never a hard inquiry and it won't affect your score. It informs approval, not price: the premium stays $500 either way.
Could my bond be more than $50,000?It can. $50,000 is the statutory floor; the Commissioner of Insurance can require a larger amount based on your pre-need volume. Send us the figure on your filing and we will quote that tier.
Related bonds

Other Nevada bonds.

Your pre-need authority is waiting on one document.

$500 flat at the $50,000 minimum, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$500
Apply now →