NE public adjuster bonds.
$200 flat.

Nebraska requires every public adjuster to file a fixed $20,000 bond with the Department of Insurance — ours is $200 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your NE public adjuster license — new applicants and renewals

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Fixed price, fixed amount — $20,000 bond, $200, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with your Department of Insurance license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Nebraska wants a financial backstop that you'll handle their claims and their money honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nebraska (the obligee), with your clients as the protected parties. If an adjuster mishandles client funds or violates the Public Adjusters Licensing Act, the harmed client can recover against the bond.

The bond must stay active for the life of your license. The surety can cancel only on 30 days' written notice to the Department, and a lapse can put your license at risk — so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.

Neb. Rev. Stat. §§ 44-9201 to 44-9219Nebraska's Public Adjusters Licensing Act (Neb. Rev. Stat. §§ 44-9201 to 44-9219, enacted by LB 743) conditions a public adjuster license on a $20,000 surety bond filed with the Department of Insurance, in favor of the state for the benefit of any person harmed. The surety must be an insurer authorized in Nebraska, and the bond must remain in effect for the duration of the license, cancellable only on 30 days' written notice to the Department.

You need this bond if you're

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Applying for a NE public adjuster license — the bond is filed with your application

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Renewing your license and your bond is expiring or your surety non-renewed

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A firm adding an entity license alongside your individual adjuster license

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An out-of-state adjuster getting licensed to work Nebraska losses

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Nebraska public adjuster bond?The premium is $200 — set by our carrier's rate book for the fixed $20,000 bond amount, the same for every adjuster. The $20,000 is set by statute, so there is no quote process.

Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many adjusters finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information for this bond. Most applications approve instantly; on the rare bond where a check runs, it's a soft pull that never affects your score.

When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other Nebraska bonds.

Finish your license checklist today.

$200 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$200

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