MT public adjuster bonds.
$100 flat.

Montana requires every public adjuster to file a $5,000 surety bond, in favor of the people of Montana, with the Commissioner of Securities and Insurance before a license issues. Ours is $100 flat — set by our carrier's rate book. License bonds like this issue instantly.

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Required for your Montana public adjuster license — new applicants and renewals

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Fixed amount, fixed price — $5,000 bond, $100, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the CSI

Your executed bond and power of attorney arrive by email, ready to submit to the Commissioner of Securities and Insurance with your license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Montana wants a financial backstop that you'll handle their claims and their money honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the people of Montana (the obligee), with your clients as the protected parties. If an adjuster mishandles client funds or violates adjuster law, the harmed client can recover against the $5,000 bond.

The bond must stay active for the life of your license. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing with the CSI continuous.

MCA Title 33 (public adjuster bond)Montana licenses public adjusters through the Commissioner of Securities and Insurance under Title 33 of the Montana Code Annotated. Before a license issues, the applicant must file a public adjuster surety bond in favor of the people of Montana, executed by an authorized surety, in the amount of $5,000, with aggregate liability limited to $5,000. Confirm current filing details and the CSI's submission address on your license application.

You need this bond if you're

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Applying for a Montana public adjuster license — the bond is filed with your application

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Renewing your license and your bond is expiring or your surety non-renewed

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A nonresident adjuster getting licensed to work Montana losses

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A firm adjuster carrying the bond required for your individual license

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect one.

Start the application →

FAQ

Common questions.

How much is the Montana public adjuster bond?The premium is $100 flat, the same for every adjuster. The $5,000 bond amount is set by statute, so there is no quote process — the price is set by our carrier's rate book for this bond, and the price you see is the price you pay at checkout.

Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many adjusters finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, and most adjusters never see a check. If a check ever runs, it's a soft pull that won't affect your credit score — never a hard inquiry.

When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Related bonds

Other Montana bonds.

Finish your license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100

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