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Montana watercraft & snowmobile dealer bonds.
$100 flat.

A Montana dealer restricted to motorboats, personal watercraft, snowmobiles, or off-highway vehicles files a $5,000 bond — the smallest dealer amount under MCA 61-4-101. Ours is $100 flat — the price you see is the checkout price — with a quick soft credit check that may apply, never a hard inquiry.

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For dealers restricted to watercraft, snowmobiles, and off-highway vehicles — the lowest amount under MCA 61-4-101
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Fixed amount, fixed price — $5,000 bond, $100, no quote theater
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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $100 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. Any credit check on this bond is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Motor Vehicle Division

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division under MCA 61-4-101. The default dealer bond is $50,000 — but the statute sets the lowest amount, $5,000, for an applicant restricted to selling motorboats, personal watercraft, snowmobiles, or off-highway vehicles (other than highway-equipped motorcycles).

The bond is a consumer-and-public-protection guarantee: it backs your compliance with Montana sales law for these vehicles, including clean title and honest handling of buyers’ money. If you fall short and a buyer is harmed, they can recover against the bond.

It is not insurance for you. If the surety pays a claim, you repay the surety. Because the bond is small, our carrier’s rate book sets the premium at $100 flat — the price is the same for every dealer in this category.

MCA 61-4-101 (reduced watercraft/snowmobile/OHV amount)MCA 61-4-101 sets a $5,000 dealer bond for an applicant whose business will be restricted to the sale of motorboats, personal watercraft, snowmobiles, or off-highway vehicles, other than motorcycles originally equipped for highway use. The bond is renewed annually and approved by the Motor Vehicle Division. Confirm your license type and amount on your application.

You need this bond if you are

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A dealer restricted to watercraft and snowmobiles — the reduced $5,000 license type
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Selling off-highway vehicles (ATVs, side-by-sides) under a restricted dealer license
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Opening a marine or powersports storefront limited to these vehicle categories
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Renewing a restricted dealer license and your current bond is expiring or non-renewing

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Why is my bond only $5,000?MCA 61-4-101 sets the lowest dealer amount — $5,000 — for businesses restricted to motorboats, personal watercraft, snowmobiles, and off-highway vehicles. Broader license types require the $15,000 or $50,000 bond.
How is the price set?Our carrier’s rate book prices this specific bond at $100 flat — not a percentage of the bond amount. So you pay $100, the same rate everyone in this category gets.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety’s maximum liability to the state and harmed buyers; it’s not a deposit, and nobody holds your money.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price. The price stays $100 flat either way.
When does it renew?The dealer bond renews annually with your license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Montana bonds.

The Motor Vehicle Division is waiting on one document.

$100 flat, short application, bond issued when you pay. Free until issued.

Your price$100
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