Missouri lottery game retailer bonds.
From $100.

A Missouri lottery game retailer holds ticket proceeds belonging to the state, so the Missouri Lottery Commission requires a bond standing behind that money under RSMo 313.255. The Commission sets the amount — it is priced at 2% of your bond amount, $100 minimum. Enter your required amount and your price appears at the application.

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Required for a MO lottery game retailer license under RSMo 313.255

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Amount set by the Lottery Commission — commonly $30,000 per terminal location for retailers not on the self-bonding program

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2% of your bond amount, $100 minimum — enter your required bond amount and your exact price appears at the application

2% of amount$100 minimumNo SSNin the applicationFastinstant underwriting for most

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How it works

Three steps. One sitting.

No underwriting queue for the standard lottery retailer bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Commission set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most applicants are approved instantly the moment they pay. Larger amounts may get a quick review.

SAME DAY

File with the Lottery Commission

Submit the executed bond with your retailer license application. Wet-ink originals mailed whenever the Commission insists on them.

About this bond

What it is and who needs it.

What the lottery retailer bond actually covers

The Missouri State Lottery is administered by the Lottery Commission under Chapter 313, RSMo. A licensed lottery game retailer sells tickets and collects proceeds that belong to the state — so under RSMo 313.255, the Commission may require every retailer to post a bond, bonding fee, or letter of credit in the amount it sets.

The bond is a financial guarantee that the retailer will account for and remit the lottery proceeds it collects, and otherwise comply with the lottery laws and the Commission’s rules. If a retailer keeps or fails to remit ticket money, the Commission can recover against the bond.

Retailers approved for the Commission’s self-bonding program may not need a surety bond at all; those who don’t qualify commonly post a $30,000 bond per terminal location. The exact figure is set by the Commission — enter it at the application, where pricing is 2% of your bond amount, $100 minimum. The application collects no credit information.

RSMo 313.255 (Lottery Commission)Under Section 313.255, RSMo, the Missouri Lottery Commission may require every lottery game retailer to post a bond, bonding fee, or letter of credit in an amount the Commission determines, to secure the retailer’s accounting and remittance of lottery proceeds. Retailers approved for the Commission’s self-bonding program may be exempt; others commonly post a $30,000 surety bond per terminal location. Confirm your required amount with the Lottery Commission.

You need this bond if you are

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Applying for a MO lottery game retailer license and not approved for self-bonding

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A convenience store or grocer adding a lottery terminal

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Operating multiple terminal locations each carrying the Commission’s required amount

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Renewing a retailer license whose bond is expiring or was non-renewed

One application, issued on the spot.

Submit the application with the bond amount the Commission set — the executed bond is generated instantly, ready to file.

Start the application →

FAQ

Common questions.

How much is the Missouri lottery retailer bond?Pricing starts from $100 and depends on your bond amount. The amount itself is set by the Lottery Commission — commonly $30,000 per terminal location for retailers not on the self-bonding program. Enter your figure at the application to see your exact price.

Do all retailers need a bond?No. Retailers approved for the Commission’s self-bonding program may not need a surety bond. Those who don’t qualify post the amount the Commission requires — commonly $30,000 per location.

Why does the Lottery Commission require it?A retailer holds ticket proceeds that belong to the state. Under RSMo 313.255 the bond guarantees you account for and remit that money — if you don’t, the Commission can recover against the bond.

Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs — typically only for larger bond amounts — it’s a soft pull that never affects your credit score.

What amount should I enter?Use the figure on your Lottery Commission retailer application — commonly $30,000 per terminal location. If you operate several locations or aren’t sure, send us the requirement and we’ll confirm.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Missouri bonds.

Lottery retailer bond, issued today.

Pricing from $100. Enter the amount the Commission set and see your exact price instantly.

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