Not in Mississippi? Motor vehicle dealer bonds in other states
Mississippi motor vehicle dealer bonds.
$250 flat.
Also known as the Mississippi auto dealer bond or car dealer bond.
Mississippi requires every new, used, or wholesale motor vehicle dealer to file a $25,000 bond with the Motor Vehicle Commission. Ours is $250 flat — set by our carrier's rate book, identical for every dealer. A quick soft credit check may apply — never a hard inquiry — and your bond is issued when you pay.
Trusted by industry leaders
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Motor Vehicle Commission
Pay online and receive the executed bond on the Commission-approved form, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Mississippi licenses motor vehicle dealers through the Mississippi Motor Vehicle Commission, and conditions the license on a $25,000 surety bond under Miss. Code §63-17-75. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Mississippi Motor Vehicle Commission Law.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Mississippi together with harmed buyers (the protected parties). The bond is an indemnity for any loss sustained by a person by reason of acts that would be grounds for suspension or revocation of the dealer license.
If you operate at multiple locations, the statute lets you post a single $100,000 bond covering all locations of the same capacity in lieu of separate $25,000 bonds. Send us your situation and we'll issue the right one — it is not insurance for you, so if the surety pays a claim, you repay the surety.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Mississippi bonds.
The Motor Vehicle Commission is waiting on one document.
$250 flat, short application, bond issued when you pay. Free until issued.