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Mississippi barber school bonds.
$500 flat.

Mississippi requires a licensed barber school to file a $50,000 surety bond with the State Board of Cosmetology and Barbering, protecting students’ prepaid tuition if the school closes. Ours is $500 flat per year of term, set by our carrier’s rate book for this bond. A quick soft credit check may apply and never affects your score; the bond is issued when you pay.

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Required for a MS barber school license — new applicants and renewals through the Board of Cosmetology and Barbering
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Fixed amount, fixed price — $50,000 bond, $500, no quote theater
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A soft credit check may apply — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your school license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

School details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Board

Pay online and receive the executed bond on the Board’s school surety bond form, ready to file with your barber school license application. Wet-ink originals mailed whenever the Board insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Mississippi regulates barber and cosmetology schools through the State Board of Cosmetology and Barbering, and conditions a school license on a surety bond. The bond is a student-protection guarantee: if the school ceases operation, it stands behind the refund of unearned tuition to enrolled students.

The current school surety bond form puts the penal sum at $50,000, payable to the Board for the benefit of students. (Older statute language referenced a $25,000 figure; the figure was raised in recent legislation, and the Board’s current bond form reflects $50,000 — confirm the amount on the form you were sent.) A certificate of deposit or government bonds may be filed in lieu of surety.

It is not insurance for the school. If the surety refunds tuition to harmed students, the school repays the surety. Schools that finish what they enroll treat the bond as a license formality — and the bond must stay active for the life of the license.

MS State Board of Cosmetology and Barbering — School Surety Bond ($50,000)Mississippi barber and cosmetology schools are licensed by the State Board of Cosmetology and Barbering, which requires a school surety bond as a condition of licensure to protect students’ unearned tuition if the school closes. The Board’s current school surety bond form sets the penal sum at $50,000 (raised from an earlier $25,000 figure in the underlying statute); a certificate of deposit or government bonds may be filed in lieu. Confirm the amount on the bond form the Board provides.

You need this bond if you are

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Opening a barber school that must be licensed by the Board of Cosmetology and Barbering
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Renewing a school license whose bond is expiring or whose surety non-renewed
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Adding a barbering program to an existing cosmetology school
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Reinstating a closed school that needs a fresh tuition-protection bond on file

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 per year of term — the price set by our carrier’s rate book for this bond. The $50,000 is the surety’s maximum liability to the Board and students; it is not a deposit, and nobody holds your money.
Who requires this bond?The Mississippi State Board of Cosmetology and Barbering requires it as a condition of a barber school license. The bond protects students’ unearned tuition if the school closes.
Why $50,000 — I thought it was $25,000?The underlying statute originally referenced a $25,000 figure, but it was raised in recent legislation and the Board’s current school surety bond form reflects $50,000. We issue the amount shown on the bond form the Board sends you — confirm it there.
Is there a credit check?The application collects credit information, and a quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the rate is fixed at $500 per year of term either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You will get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for as long as the school is licensed.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Mississippi bonds.

The Board is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
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