Not in Minnesota? Public official bonds in other states

Minnesota public official bonds.
From $100.

When Minnesota law or a local body requires an elected or appointed officer to be bonded, the official bond guarantees the faithful performance of the office under Minn. Stat. ch. 574. The obligee sets the amount, and pricing starts from $100.

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Required under Minn. Stat. ch. 574 when statute or a local body conditions the office on a bond

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Amount is set by the obligee — the city, county, district, or state that requires it

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Soft pull only — never a hard inquiry, pricing starts from $100

From $100priced at 0.35% of the bond amount, $100 minSoft pullnever a hard inquiryFastinstant underwriting for most

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How it works

Three steps. One sitting.

No long underwriting queue for the standard official bond — enter your amount, consent to a soft pull, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the office, the bond amount your obligee set, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your credit score. If it needs a second look, one to two business days at most.

SAME DAY OR NEXT

File with your obligee

Receive the executed official bond ready to file with the body that requires it and, where applicable, record it as the statute directs. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the public official bond covers

Minnesota’s bond statutes (Minn. Stat. ch. 574) govern official bonds for public officers. When an official bond is required of a state or county officer, the principal and surety are jointly and severally bound to the State of Minnesota in the statutory form, conditioned on the officer faithfully performing the duties of the office.

An official bond is security to all persons for the official delinquencies it is meant to cover. If a public officer, by misconduct or neglect, forfeits the bond, any person injured can bring an action against the officer and the sureties to recover what they are owed.

Many local positions — treasurers, clerks, registrars, and similar — are bonded by statute, ordinance, or a governing body’s resolution, and the obligee sets the penal sum. Whatever amount you have been asked for, pricing starts from $100 and a quick soft credit check may apply.

Minn. Stat. ch. 574 (official bonds)Minnesota’s bond statutes in Minn. Stat. ch. 574 govern official bonds for public officers. Under Minn. Stat. 574.13 the principal and surety are jointly and severally bound to the State of Minnesota in the prescribed form; under Minn. Stat. 574.24 the bond is security to all persons for the official delinquencies it covers, and an injured person may sue the officer and sureties. The required amount is set by the statute, ordinance, or governing body that requires the bond — confirm your penal sum with the obligee.

You need this bond if you are

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An elected or appointed officer whose office is conditioned on an official bond

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A local treasurer or clerk bonded by statute, ordinance, or board resolution

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Newly taking office and required to file a faithful-performance bond before serving

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Renewing your bond for a new term or because the obligee raised the amount

One application, issued instantly.

These are the actual underwriting fields, including the bond amount your obligee set and a one-time consent to a soft credit pull.

Start the application →

FAQ

Common questions.

How much is the Minnesota public official bond?Pricing is 0.35% of the bond amount, with a $100 minimum — set by your bond amount, not a credit tier. The amount itself is set by the body that requires the bond — your city, county, district, or the state. Enter that figure and your exact price appears at the application.

Who sets the bond amount?The obligee — the statute, ordinance, or governing body that conditions your office on a bond. There is no single statewide figure; it varies by office. Send us the requirement and we’ll confirm.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. Pricing is 0.35% of the bond amount, with a $100 minimum, based on your bond amount.

What does the bond guarantee?That you faithfully perform the duties of your office. If you forfeit the bond by misconduct or neglect and someone is injured, they can recover against it — and if the surety pays, you repay the surety. It is not insurance for you.

Is this the same as an employee fidelity bond?They overlap but are filed differently. An official bond guarantees an officer’s faithful performance of a specific office; a fidelity bond covers employee dishonesty more broadly. Tell us which your entity requires and we’ll issue the right one.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Minnesota bonds.

Public official bond, issued fast.

Pricing from $100, soft pull only. Enter the amount your obligee set and file.

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