Minnesota manufactured home installer bonds.
$100 flat.

Minnesota requires every licensed manufactured home installer to file a $2,500 bond with the Department of Labor and Industry. The price is $100 flat. A quick soft credit check may apply — never a hard inquiry, no impact on your score — with e-signed delivery in 1–2 business days.

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Required for your MN manufactured home installer license — through the Department of Labor and Industry

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Fixed $2,500 bond — set by Minn. Stat. 327B.041, filed in compliance with 326B.0921

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Soft pull only — never a hard inquiry, and the price stays $100 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your installer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Department of Labor and Industry

Pay online and receive the executed bond ready to file with your installer license application or renewal. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses manufactured home installers through the Department of Labor and Industry, and conditions the license on a $2,500 surety bond under Minn. Stat. 327B.041. The bond is a compliance and consumer-protection guarantee: it stands behind your faithful performance of installation work and your compliance with the laws, ordinances, and rules governing the license.

It is a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota together with harmed customers (the protected parties). If an installer fails to perform or violates the installation rules and someone is harmed, that party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must be written in compliance with Minn. Stat. 326B.0921 and stay continuous for the life of your license; the surety can cancel future liability only on 30 days’ written notice to the commissioner.

Minn. Stat. 327B.041 / 326B.0921 (DLI)Minnesota manufactured home installers are licensed by the Department of Labor and Industry and must post a surety bond of at least $2,500 under Minn. Stat. 327B.041, written in compliance with Minn. Stat. 326B.0921. The bond is conditioned on faithful performance of the installer’s duties and compliance with applicable laws, ordinances, and rules. The surety may cancel future liability only on 30 days’ written notice to the commissioner.

You need this bond if you're

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Applying for a MN manufactured home installer license through the Department of Labor and Industry

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Renewing your installer license and your current bond is expiring or non-renewing

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A dealer adding installation that the license ties to a bond filing

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Moving to Minnesota from another state and getting licensed here

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Minnesota manufactured home installer bond?The premium is $100 flat, set by our carrier’s rate book for this bond. The bond amount is fixed at $2,500. A quick soft credit check may apply and affects approval, never the price.

Do I pay the $2,500?No. You pay $100. The $2,500 is the surety’s maximum liability if a valid claim is made — not a deposit, and nobody holds your money.

Who requires this bond?The Minnesota Department of Labor and Industry, as a condition of a manufactured home installer license under Minn. Stat. 327B.041. No active bond, no license.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price. The price is $100 either way: credit can affect whether we approve the bond, never what it costs.

When does it renew?The bond must stay continuous for the life of your license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Minnesota bonds.

The Department of Labor and Industry is waiting on one document.

$100 flat, short application, bond issued when you pay. Free until issued.

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Your price$100

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